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ZIP Code 48054

St. Clair, Michigan

ZCTA 48054

Juniper

ZIP Code 48054 is in the lowest 23% nationally for FEMA risk score. It also sits in the highest 23% nationally for home price growth over the past year. And it sits in the highest 34% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$369,923

Higher than 56% of U.S. ZIP codes
Home Price Growth, Past Five Years

52%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

41.8

Lower than 77% of U.S. ZIP codes

The boundary of ZIP Code 48054, in St. Clair, Michigan.

The basics

Total Population

7,188

Median Age

53.3

Population Density

176.95

Home values & property tax

Median Property Tax

$2,708

Property Tax Rateyearly tax as a share of home value

0.9%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.62×

Higher than 64% of U.S. ZIP codes
Median Income

$83,241

Higher than 66% of U.S. ZIP codes
Median Rent

$909

Lower than 62% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

7.3%

Higher than 77% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

35%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

35%

Climate & weather

Summer Avg High (°F)

82.6

Winter Avg Low (°F)

18.5

Avg Temperature (°F)

48.7

Hot Days/yr (>90°F)

17.3

Freezing Days/yr (<32°F)

137.3

Annual Precipitation (in)

34.6

Annual Snowfall (in)

46.6

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48054: frequently asked questions

What is the typical home value in ZIP Code 48054?
The estimated median home value in ZIP Code 48054 today is $369,923, higher than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 48054?
The median annual property tax in ZIP Code 48054 is $2,708, an effective rate of 0.9% of home value.
Is ZIP Code 48054 expensive to live in?
Homes in ZIP Code 48054 cost about 3.62× the median household income, higher than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 48054?
The median gross rent in ZIP Code 48054 is $909 a month, lower than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48054?
Home prices in ZIP Code 48054 have moved 52% over the past five years (7.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48054?
ZIP Code 48054 has a population of 7,188, about 176.95 people per square mile, per the U.S. Census American Community Survey. The median age is 53.3.
What is the weather like in ZIP Code 48054?
ZIP Code 48054 averages 48.7°F year-round, summer highs near 82.6°F, winter lows around 18.5°F (NOAA 1991–2020 normals). It sees about 46.6 inches of snow a year.
Is ZIP Code 48054 at risk of flooding or natural disasters?
ZIP Code 48054's FEMA National Risk Index score is 41.8 (lower than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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