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ZIP Code 48049

St. Clair, Michigan

ZCTA 48049

Juniper

ZIP Code 48049 is in the lowest 6% nationally for FEMA risk score. It also sits in the lowest 31% nationally for typical home value. And it sits in the highest 33% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$265,394

Lower than 69% of U.S. ZIP codes
Home Price Growth, Past Five Years

51%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

19.7

Lower than 94% of U.S. ZIP codes

The boundary of ZIP Code 48049, in St. Clair, Michigan.

The basics

Total Population

5,468

Median Age

49.1

Population Density

153.37

Home values & property tax

Median Property Tax

$2,340

Property Tax Rateyearly tax as a share of home value

0.99%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.81×

Lower than 60% of U.S. ZIP codes
Median Income

$84,028

Higher than 67% of U.S. ZIP codes
Median Rent

$1,072

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

4.3%

Higher than 57% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

41%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

35%

Climate & weather

Summer Avg High (°F)

79.1

Winter Avg Low (°F)

22.3

Avg Temperature (°F)

49.5

Hot Days/yr (>90°F)

10.1

Freezing Days/yr (<32°F)

122.4

Annual Precipitation (in)

34.5

Annual Snowfall (in)

35.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48049: frequently asked questions

What is the typical home value in ZIP Code 48049?
The estimated median home value in ZIP Code 48049 today is $265,394, lower than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 48049?
The median annual property tax in ZIP Code 48049 is $2,340, an effective rate of 0.99% of home value.
Is ZIP Code 48049 expensive to live in?
Homes in ZIP Code 48049 cost about 2.81× the median household income, lower than 60% of U.S. ZIP codes.
What is the average rent in ZIP Code 48049?
The median gross rent in ZIP Code 48049 is $1,072 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 48049?
Home prices in ZIP Code 48049 have moved 51% over the past five years (4.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48049?
ZIP Code 48049 has a population of 5,468, about 153.37 people per square mile, per the U.S. Census American Community Survey. The median age is 49.1.
What is the weather like in ZIP Code 48049?
ZIP Code 48049 averages 49.5°F year-round, summer highs near 79.1°F, winter lows around 22.3°F (NOAA 1991–2020 normals). It sees about 35.5 inches of snow a year.
Is ZIP Code 48049 at risk of flooding or natural disasters?
ZIP Code 48049's FEMA National Risk Index score is 19.7 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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