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ZIP Code 74023

Payne, Oklahoma

FIPS 74023

Juniper

ZIP Code 74023 is in the top 32% nationally for HPI growth 5yr %, but in the bottom 17% nationally for FEMA risk score. It also sits in the 31th percentile nationally for median home value. And it sits in the top 39% nationally for appreciation 1yr %.

Median Home Value

$145,400

Lower than 69% of U.S. ZIP codes

HPI Growth 5yr %

46%

Higher than 68% of U.S. ZIP codes

FEMA Risk Score

88.7

Higher than 83% of U.S. ZIP codes

The basics

Total Population

11,730

Median Age

39

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$145,400

Lower than 69%

Median Property Tax

$1,000

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.96

Near median

Median Rent

$787

Lower than 61%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

46%

Higher than 68%

Appreciation 1yr %

-2.6%

Higher than 61%

Pandemic Gain %

35%

Recession Drop %

-3.8%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91.3

Winter Avg Low (°F)

28.5

Avg Temperature (°F)

60.4

Hot Days/yr (>90°F)

69.2

Freezing Days/yr (<32°F)

76.3

Annual Precipitation (in)

38

Annual Snowfall (in)

4.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

88.7

Higher than 83%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 74023: frequently asked questions

What is the median home value in ZIP Code 74023?
The median home value in ZIP Code 74023 is $145,400, lower than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 74023?
The median annual property tax in ZIP Code 74023 is $1,000, an effective rate of 1% of home value.
Is ZIP Code 74023 expensive to live in?
Homes in ZIP Code 74023 cost about 2.96× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 74023?
The median gross rent in ZIP Code 74023 is $787 a month, lower than 61% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 74023?
Home prices in ZIP Code 74023 have moved 46% over the past five years (-2.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 74023?
ZIP Code 74023 averages 60.4°F year-round, summer highs near 91.3°F, winter lows around 28.5°F (NOAA 1991–2020 normals). It sees about 4.1 inches of snow a year.
Is ZIP Code 74023 at risk of flooding or natural disasters?
ZIP Code 74023's FEMA National Risk Index score is 88.7 (higher than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →