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ZIP Code 74023

Payne, Oklahoma

ZCTA 74023

Juniper

ZIP Code 74023 is in the highest 17% nationally for FEMA risk score. It also sits in the lowest 9% nationally for typical home value. And it sits in the lowest 12% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$176,671

Lower than 91% of U.S. ZIP codes
Home Price Growth, Past Five Years

46%

Lower than 68% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

88.7

Higher than 83% of U.S. ZIP codes

The boundary of ZIP Code 74023, in Payne, Oklahoma.

The basics

Total Population

11,730

Median Age

39

Population Density

67.78

Home values & property tax

Median Property Tax

$1,000

Property Tax Rateyearly tax as a share of home value

0.69%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.96×

Near the U.S. ZIP codes median
Median Income

$49,097

Lower than 87% of U.S. ZIP codes
Median Rent

$787

Lower than 78% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-2.6%

Lower than 88% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

35%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

3.8%

Climate & weather

Summer Avg High (°F)

91.3

Winter Avg Low (°F)

28.5

Avg Temperature (°F)

60.4

Hot Days/yr (>90°F)

69.2

Freezing Days/yr (<32°F)

76.3

Annual Precipitation (in)

38

Annual Snowfall (in)

4.1

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

88.7

Higher than 83% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 74023: frequently asked questions

What is the typical home value in ZIP Code 74023?
The estimated median home value in ZIP Code 74023 today is $176,671, lower than 91% of U.S. ZIP codes.
How much is property tax in ZIP Code 74023?
The median annual property tax in ZIP Code 74023 is $1,000, an effective rate of 0.69% of home value.
Is ZIP Code 74023 expensive to live in?
Homes in ZIP Code 74023 cost about 2.96× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 74023?
The median gross rent in ZIP Code 74023 is $787 a month, lower than 78% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 74023?
Home prices in ZIP Code 74023 have moved 46% over the past five years (-2.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 74023?
ZIP Code 74023 has a population of 11,730, about 67.78 people per square mile, per the U.S. Census American Community Survey. The median age is 39.
What is the weather like in ZIP Code 74023?
ZIP Code 74023 averages 60.4°F year-round, summer highs near 91.3°F, winter lows around 28.5°F (NOAA 1991–2020 normals). It sees about 4.1 inches of snow a year.
Is ZIP Code 74023 at risk of flooding or natural disasters?
ZIP Code 74023's FEMA National Risk Index score is 88.7 (higher than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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