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ZIP Code 74075

Payne, Oklahoma

ZCTA 74075

Juniper

ZIP Code 74075 is in the 10th percentile nationally for median income. It also sits in the highest 17% nationally for home price against income. And it sits in the highest 18% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$266,894

Lower than 68% of U.S. ZIP codes
Home Price Growth, Past Five Years

43%

Lower than 75% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

69.2

Near the U.S. ZIP codes median

The boundary of ZIP Code 74075, in Payne, Oklahoma.

The basics

Total Population

26,451

Median Age

24.9

Population Density

278.92

Home values & property tax

Median Property Tax

$2,076

Property Tax Rateyearly tax as a share of home value

0.91%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.95×

Higher than 83% of U.S. ZIP codes
Median Income

$46,053

Lower than 90% of U.S. ZIP codes
Median Rent

$940

Lower than 59% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

8.3%

Higher than 82% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

34%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

2.8%

Climate & weather

Summer Avg High (°F)

93.3

Winter Avg Low (°F)

29

Avg Temperature (°F)

61.5

Hot Days/yr (>90°F)

83.3

Freezing Days/yr (<32°F)

87.1

Annual Precipitation (in)

33.2

Annual Snowfall (in)

7.5

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

69.2

Near the U.S. ZIP codes median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 74075: frequently asked questions

What is the typical home value in ZIP Code 74075?
The estimated median home value in ZIP Code 74075 today is $266,894, lower than 68% of U.S. ZIP codes.
How much is property tax in ZIP Code 74075?
The median annual property tax in ZIP Code 74075 is $2,076, an effective rate of 0.91% of home value.
Is ZIP Code 74075 expensive to live in?
Homes in ZIP Code 74075 cost about 4.95× the median household income, higher than 83% of U.S. ZIP codes.
What is the average rent in ZIP Code 74075?
The median gross rent in ZIP Code 74075 is $940 a month, lower than 59% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 74075?
Home prices in ZIP Code 74075 have moved 43% over the past five years (8.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 74075?
ZIP Code 74075 has a population of 26,451, about 278.92 people per square mile, per the U.S. Census American Community Survey. The median age is 24.9.
What is the weather like in ZIP Code 74075?
ZIP Code 74075 averages 61.5°F year-round, summer highs near 93.3°F, winter lows around 29°F (NOAA 1991–2020 normals). It sees about 7.5 inches of snow a year.
Is ZIP Code 74075 at risk of flooding or natural disasters?
ZIP Code 74075's FEMA National Risk Index score is 69.2 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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