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ZIP Code 74075

Payne, Oklahoma

FIPS 74075

Juniper

ZIP Code 74075 is in the top 8% nationally for appreciation 1yr %, but in the bottom 15% nationally for price-to-income ratio. It also sits in the top 36% nationally for HPI growth 5yr %. And it sits in the bottom 40% nationally for FEMA risk score.

Median Home Value

$228,100

Higher than 56% of U.S. ZIP codes

HPI Growth 5yr %

43%

Higher than 64% of U.S. ZIP codes

FEMA Risk Score

73.3

Higher than 60% of U.S. ZIP codes

The basics

Total Population

26,451

Median Age

24.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$228,100

Higher than 56%

Median Property Tax

$2,076

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.95

Higher than 85%

Median Rent

$940

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

43%

Higher than 64%

Appreciation 1yr %

8.3%

Higher than 92%

Pandemic Gain %

34%

Recession Drop %

-2.8%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

93.3

Winter Avg Low (°F)

29

Avg Temperature (°F)

61.5

Hot Days/yr (>90°F)

83.3

Freezing Days/yr (<32°F)

87.1

Annual Precipitation (in)

33.2

Annual Snowfall (in)

7.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

73.3

Higher than 60%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 74075: frequently asked questions

What is the median home value in ZIP Code 74075?
The median home value in ZIP Code 74075 is $228,100, higher than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 74075?
The median annual property tax in ZIP Code 74075 is $2,076, an effective rate of 1% of home value.
Is ZIP Code 74075 expensive to live in?
Homes in ZIP Code 74075 cost about 4.95× the median household income, higher than 85% of U.S. ZIP codes.
What is the average rent in ZIP Code 74075?
The median gross rent in ZIP Code 74075 is $940 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 74075?
Home prices in ZIP Code 74075 have moved 43% over the past five years (8.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 74075?
ZIP Code 74075 averages 61.5°F year-round, summer highs near 93.3°F, winter lows around 29°F (NOAA 1991–2020 normals). It sees about 7.5 inches of snow a year.
Is ZIP Code 74075 at risk of flooding or natural disasters?
ZIP Code 74075's FEMA National Risk Index score is 73.3 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →