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ZIP Code 74074

Payne, Oklahoma

ZCTA 74074

Juniper

ZIP Code 74074 is in the highest 40% nationally for FEMA risk score. It also sits in the highest 17% nationally for home price against income. And it sits in the lowest 18% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$309,020

Lower than 57% of U.S. ZIP codes
Home Price Growth, Past Five Years

47%

Lower than 66% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

73.2

Higher than 60% of U.S. ZIP codes

The boundary of ZIP Code 74074, in Payne, Oklahoma.

The basics

Total Population

32,422

Median Age

27.3

Population Density

254.58

Home values & property tax

Median Property Tax

$2,367

Property Tax Rateyearly tax as a share of home value

0.91%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.88×

Higher than 83% of U.S. ZIP codes
Median Income

$52,998

Lower than 82% of U.S. ZIP codes
Median Rent

$966

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

6.5%

Higher than 73% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

33%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

1.2%

Climate & weather

Summer Avg High (°F)

91.5

Winter Avg Low (°F)

28

Avg Temperature (°F)

60.2

Hot Days/yr (>90°F)

76.1

Freezing Days/yr (<32°F)

88.4

Annual Precipitation (in)

36

Annual Snowfall (in)

7.5

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

73.2

Higher than 60% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 74074: frequently asked questions

What is the typical home value in ZIP Code 74074?
The estimated median home value in ZIP Code 74074 today is $309,020, lower than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 74074?
The median annual property tax in ZIP Code 74074 is $2,367, an effective rate of 0.91% of home value.
Is ZIP Code 74074 expensive to live in?
Homes in ZIP Code 74074 cost about 4.88× the median household income, higher than 83% of U.S. ZIP codes.
What is the average rent in ZIP Code 74074?
The median gross rent in ZIP Code 74074 is $966 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 74074?
Home prices in ZIP Code 74074 have moved 47% over the past five years (6.5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 74074?
ZIP Code 74074 has a population of 32,422, about 254.58 people per square mile, per the U.S. Census American Community Survey. The median age is 27.3.
What is the weather like in ZIP Code 74074?
ZIP Code 74074 averages 60.2°F year-round, summer highs near 91.5°F, winter lows around 28°F (NOAA 1991–2020 normals). It sees about 7.5 inches of snow a year.
Is ZIP Code 74074 at risk of flooding or natural disasters?
ZIP Code 74074's FEMA National Risk Index score is 73.2 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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