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ZIP Code 74074

Payne, Oklahoma

FIPS 74074

Juniper

ZIP Code 74074 is in the top 12% nationally for appreciation 1yr %, but in the bottom 16% nationally for price-to-income ratio. It also sits in the top 31% nationally for HPI growth 5yr %. And it sits in the bottom 33% nationally for FEMA risk score.

Median Home Value

$258,700

Higher than 63% of U.S. ZIP codes

HPI Growth 5yr %

47%

Higher than 69% of U.S. ZIP codes

FEMA Risk Score

77.7

Higher than 67% of U.S. ZIP codes

The basics

Total Population

32,422

Median Age

27.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$258,700

Higher than 63%

Median Property Tax

$2,367

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.88

Higher than 84%

Median Rent

$966

Higher than 57%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

47%

Higher than 69%

Appreciation 1yr %

6.5%

Higher than 88%

Pandemic Gain %

33%

Recession Drop %

-1.2%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91.5

Winter Avg Low (°F)

28

Avg Temperature (°F)

60.2

Hot Days/yr (>90°F)

76.1

Freezing Days/yr (<32°F)

88.4

Annual Precipitation (in)

36

Annual Snowfall (in)

7.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

77.7

Higher than 67%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 74074: frequently asked questions

What is the median home value in ZIP Code 74074?
The median home value in ZIP Code 74074 is $258,700, higher than 63% of U.S. ZIP codes.
How much is property tax in ZIP Code 74074?
The median annual property tax in ZIP Code 74074 is $2,367, an effective rate of 1% of home value.
Is ZIP Code 74074 expensive to live in?
Homes in ZIP Code 74074 cost about 4.88× the median household income, higher than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 74074?
The median gross rent in ZIP Code 74074 is $966 a month, higher than 57% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 74074?
Home prices in ZIP Code 74074 have moved 47% over the past five years (6.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 74074?
ZIP Code 74074 averages 60.2°F year-round, summer highs near 91.5°F, winter lows around 28°F (NOAA 1991–2020 normals). It sees about 7.5 inches of snow a year.
Is ZIP Code 74074 at risk of flooding or natural disasters?
ZIP Code 74074's FEMA National Risk Index score is 77.7 (higher than 67% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →