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ZIP Code 74059

Payne, Oklahoma

ZCTA 74059

Juniper

ZIP Code 74059 is in the highest 23% nationally for FEMA risk score. It also sits in the lowest 16% nationally for median income. And it sits in the lowest 26% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$243,856

Lower than 74% of U.S. ZIP codes
Home Price Growth, Past Five Years

56%

Higher than 59% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

84.5

Higher than 77% of U.S. ZIP codes

The boundary of ZIP Code 74059, in Payne, Oklahoma.

The basics

Total Population

5,643

Median Age

30.5

Population Density

50.31

Home values & property tax

Median Property Tax

$1,713

Property Tax Rateyearly tax as a share of home value

0.85%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.91×

Higher than 70% of U.S. ZIP codes
Median Income

$51,679

Lower than 84% of U.S. ZIP codes
Median Rent

$858

Lower than 69% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.8%

Higher than 74% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

36%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

-0.07%

Climate & weather

Summer Avg High (°F)

91.5

Winter Avg Low (°F)

29.5

Avg Temperature (°F)

60.4

Hot Days/yr (>90°F)

79.2

Freezing Days/yr (<32°F)

78

Annual Precipitation (in)

36.1

Annual Snowfall (in)

5.2

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

84.5

Higher than 77% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 74059: frequently asked questions

What is the typical home value in ZIP Code 74059?
The estimated median home value in ZIP Code 74059 today is $243,856, lower than 74% of U.S. ZIP codes.
How much is property tax in ZIP Code 74059?
The median annual property tax in ZIP Code 74059 is $1,713, an effective rate of 0.85% of home value.
Is ZIP Code 74059 expensive to live in?
Homes in ZIP Code 74059 cost about 3.91× the median household income, higher than 70% of U.S. ZIP codes.
What is the average rent in ZIP Code 74059?
The median gross rent in ZIP Code 74059 is $858 a month, lower than 69% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 74059?
Home prices in ZIP Code 74059 have moved 56% over the past five years (6.8% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 74059?
ZIP Code 74059 has a population of 5,643, about 50.31 people per square mile, per the U.S. Census American Community Survey. The median age is 30.5.
What is the weather like in ZIP Code 74059?
ZIP Code 74059 averages 60.4°F year-round, summer highs near 91.5°F, winter lows around 29.5°F (NOAA 1991–2020 normals). It sees about 5.2 inches of snow a year.
Is ZIP Code 74059 at risk of flooding or natural disasters?
ZIP Code 74059's FEMA National Risk Index score is 84.5 (higher than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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