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ZIP Code 74059

Payne, Oklahoma

FIPS 74059

Juniper

ZIP Code 74059 is in the top 11% nationally for appreciation 1yr %, but in the bottom 24% nationally for FEMA risk score. It also sits in the top 20% nationally for HPI growth 5yr %. And it sits in the bottom 27% nationally for price-to-income ratio.

Median Home Value

$201,900

Near the U.S. ZIP codes median

HPI Growth 5yr %

56%

Higher than 81% of U.S. ZIP codes

FEMA Risk Score

84.2

Higher than 76% of U.S. ZIP codes

The basics

Total Population

5,643

Median Age

30.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$201,900

Near median

Median Property Tax

$1,713

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.91

Higher than 73%

Median Rent

$858

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

56%

Higher than 81%

Appreciation 1yr %

6.8%

Higher than 89%

Pandemic Gain %

36%

Recession Drop %

0.07%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91.5

Winter Avg Low (°F)

29.5

Avg Temperature (°F)

60.4

Hot Days/yr (>90°F)

79.2

Freezing Days/yr (<32°F)

78

Annual Precipitation (in)

36.1

Annual Snowfall (in)

5.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

84.2

Higher than 76%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 74059: frequently asked questions

What is the median home value in ZIP Code 74059?
The median home value in ZIP Code 74059 is $201,900, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 74059?
The median annual property tax in ZIP Code 74059 is $1,713, an effective rate of 1% of home value.
Is ZIP Code 74059 expensive to live in?
Homes in ZIP Code 74059 cost about 3.91× the median household income, higher than 73% of U.S. ZIP codes.
What is the average rent in ZIP Code 74059?
The median gross rent in ZIP Code 74059 is $858 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 74059?
Home prices in ZIP Code 74059 have moved 56% over the past five years (6.8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 74059?
ZIP Code 74059 averages 60.4°F year-round, summer highs near 91.5°F, winter lows around 29.5°F (NOAA 1991–2020 normals). It sees about 5.2 inches of snow a year.
Is ZIP Code 74059 at risk of flooding or natural disasters?
ZIP Code 74059's FEMA National Risk Index score is 84.2 (higher than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →