The basics
Total Population
11,982
Median Age
32.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$92,100
Lower than 84%
Median Property Tax
$1,330
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.28
Lower than 69%
Median Rent
$556
Lower than 75%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
96.2
Winter Avg Low (°F)
50.7
Avg Temperature (°F)
74.7
Hot Days/yr (>90°F)
166.2
Freezing Days/yr (<32°F)
1.8
Annual Precipitation (in)
24.6
Annual Snowfall (in)
0.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
86.7
Higher than 80%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78538: frequently asked questions
- What is the median home value in ZIP Code 78538?
- The median home value in ZIP Code 78538 is $92,100, lower than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78538?
- The median annual property tax in ZIP Code 78538 is $1,330, an effective rate of 1% of home value.
- Is ZIP Code 78538 expensive to live in?
- Homes in ZIP Code 78538 cost about 2.28× the median household income, lower than 69% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78538?
- The median gross rent in ZIP Code 78538 is $556 a month, lower than 75% of U.S. ZIP codes.
- What is the weather like in ZIP Code 78538?
- ZIP Code 78538 averages 74.7°F year-round, summer highs near 96.2°F, winter lows around 50.7°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
- Is ZIP Code 78538 at risk of flooding or natural disasters?
- ZIP Code 78538's FEMA National Risk Index score is 86.7 (higher than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →