The basics
Total Population
39,324
Median Age
42.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$325,800
Median Property Tax
$2,965
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.53
Median Rent
$1,168
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
49%
Appreciation 1yr %
4%
Pandemic Gain %
47%
Recession Drop %
-17%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87.5
Winter Avg Low (°F)
26.7
Avg Temperature (°F)
55.3
Hot Days/yr (>90°F)
41.3
Freezing Days/yr (<32°F)
106.3
Annual Precipitation (in)
10.4
Annual Snowfall (in)
12.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
30
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 87109: frequently asked questions
- What is the median home value in ZIP Code 87109?
- The median home value in ZIP Code 87109 is $325,800, higher than 73% of U.S. ZIP codes.
- How much is property tax in ZIP Code 87109?
- The median annual property tax in ZIP Code 87109 is $2,965, an effective rate of 1% of home value.
- Is ZIP Code 87109 expensive to live in?
- Homes in ZIP Code 87109 cost about 5.53× the median household income, higher than 89% of U.S. ZIP codes.
- What is the average rent in ZIP Code 87109?
- The median gross rent in ZIP Code 87109 is $1,168 a month, higher than 70% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 87109?
- Home prices in ZIP Code 87109 have moved 49% over the past five years (4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 87109?
- ZIP Code 87109 averages 55.3°F year-round, summer highs near 87.5°F, winter lows around 26.7°F (NOAA 1991–2020 normals). It sees about 12.1 inches of snow a year.
- Is ZIP Code 87109 at risk of flooding or natural disasters?
- ZIP Code 87109's FEMA National Risk Index score is 30 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →