The basics
Total Population
39,833
Median Age
35.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$365,100
Median Property Tax
$1,081
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.48
Median Rent
$1,348
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
43%
Appreciation 1yr %
2.9%
Pandemic Gain %
41%
Recession Drop %
-63%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
88.9
Winter Avg Low (°F)
25.6
Avg Temperature (°F)
53.5
Hot Days/yr (>90°F)
59.4
Freezing Days/yr (<32°F)
140.7
Annual Precipitation (in)
8.4
Annual Snowfall (in)
6.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
65.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 89431: frequently asked questions
- What is the median home value in ZIP Code 89431?
- The median home value in ZIP Code 89431 is $365,100, higher than 78% of U.S. ZIP codes.
- How much is property tax in ZIP Code 89431?
- The median annual property tax in ZIP Code 89431 is $1,081, an effective rate of 0% of home value.
- Is ZIP Code 89431 expensive to live in?
- Homes in ZIP Code 89431 cost about 5.48× the median household income, higher than 89% of U.S. ZIP codes.
- What is the average rent in ZIP Code 89431?
- The median gross rent in ZIP Code 89431 is $1,348 a month, higher than 78% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 89431?
- Home prices in ZIP Code 89431 have moved 43% over the past five years (2.9% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 89431?
- ZIP Code 89431 averages 53.5°F year-round, summer highs near 88.9°F, winter lows around 25.6°F (NOAA 1991–2020 normals). It sees about 6.8 inches of snow a year.
- Is ZIP Code 89431 at risk of flooding or natural disasters?
- ZIP Code 89431's FEMA National Risk Index score is 65.2 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →