The basics
Total Population
69,677
Median Age
38
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$1,166,800
Median Property Tax
$8,245
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
8.09
Median Rent
$2,976
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
37%
Appreciation 1yr %
-1.8%
Pandemic Gain %
31%
Recession Drop %
-30%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.7
Winter Avg Low (°F)
40.1
Avg Temperature (°F)
59.7
Hot Days/yr (>90°F)
26.7
Freezing Days/yr (<32°F)
12.8
Annual Precipitation (in)
22
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
90.5
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95123: frequently asked questions
- What is the median home value in ZIP Code 95123?
- The median home value in ZIP Code 95123 is $1,166,800, higher than 99% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95123?
- The median annual property tax in ZIP Code 95123 is $8,245, an effective rate of 1% of home value.
- Is ZIP Code 95123 expensive to live in?
- Homes in ZIP Code 95123 cost about 8.09× the median household income, higher than 97% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95123?
- The median gross rent in ZIP Code 95123 is $2,976 a month, higher than 99% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95123?
- Home prices in ZIP Code 95123 have moved 37% over the past five years (-1.8% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95123?
- ZIP Code 95123 averages 59.7°F year-round, summer highs near 83.7°F, winter lows around 40.1°F (NOAA 1991–2020 normals).
- Is ZIP Code 95123 at risk of flooding or natural disasters?
- ZIP Code 95123's FEMA National Risk Index score is 90.5 (higher than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →