The basics
Total Population
730
Median Age
40.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$739,400
Median Property Tax
$3,170
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.9
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-26%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
75.1
Winter Avg Low (°F)
31.3
Avg Temperature (°F)
49.4
Hot Days/yr (>90°F)
8
Freezing Days/yr (<32°F)
98.9
Annual Precipitation (in)
48
Annual Snowfall (in)
1.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
57.4
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 97109: frequently asked questions
- What is the median home value in ZIP Code 97109?
- The median home value in ZIP Code 97109 is $739,400, higher than 95% of U.S. ZIP codes.
- How much is property tax in ZIP Code 97109?
- The median annual property tax in ZIP Code 97109 is $3,170, an effective rate of 0% of home value.
- Is ZIP Code 97109 expensive to live in?
- Homes in ZIP Code 97109 cost about 4.9× the median household income, higher than 85% of U.S. ZIP codes.
- What is the weather like in ZIP Code 97109?
- ZIP Code 97109 averages 49.4°F year-round, summer highs near 75.1°F, winter lows around 31.3°F (NOAA 1991–2020 normals). It sees about 1.1 inches of snow a year.
- Is ZIP Code 97109 at risk of flooding or natural disasters?
- ZIP Code 97109's FEMA National Risk Index score is 57.4 (lower than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →