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ZIP Code 99004

Spokane, Washington

ZCTA 99004

Juniper

ZIP Code 99004 is in the lowest 26% nationally for FEMA risk score. It also sits in the highest 8% nationally for home price against income. And it sits in the highest 32% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$445,075

Higher than 68% of U.S. ZIP codes
Home Price Growth, Past Five Years

49%

Lower than 59% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

45.4

Lower than 74% of U.S. ZIP codes

The boundary of ZIP Code 99004, in Spokane, Washington.

The basics

Total Population

22,871

Median Age

31

Population Density

68.42

Home values & property tax

Median Property Tax

$3,082

Property Tax Rateyearly tax as a share of home value

0.73%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

6.24×

Higher than 92% of U.S. ZIP codes
Median Income

$67,337

Lower than 58% of U.S. ZIP codes
Median Rent

$1,172

Higher than 62% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5.1%

Higher than 64% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

46%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

19%

Climate & weather

Summer Avg High (°F)

80.2

Winter Avg Low (°F)

21.5

Avg Temperature (°F)

45

Hot Days/yr (>90°F)

20.2

Freezing Days/yr (<32°F)

186.2

Annual Precipitation (in)

18.3

Annual Snowfall (in)

45.4

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

45.4

Lower than 74% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 99004: frequently asked questions

What is the typical home value in ZIP Code 99004?
The estimated median home value in ZIP Code 99004 today is $445,075, higher than 68% of U.S. ZIP codes.
How much is property tax in ZIP Code 99004?
The median annual property tax in ZIP Code 99004 is $3,082, an effective rate of 0.73% of home value.
Is ZIP Code 99004 expensive to live in?
Homes in ZIP Code 99004 cost about 6.24× the median household income, higher than 92% of U.S. ZIP codes.
What is the average rent in ZIP Code 99004?
The median gross rent in ZIP Code 99004 is $1,172 a month, higher than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 99004?
Home prices in ZIP Code 99004 have moved 49% over the past five years (5.1% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 99004?
ZIP Code 99004 has a population of 22,871, about 68.42 people per square mile, per the U.S. Census American Community Survey. The median age is 31.
What is the weather like in ZIP Code 99004?
ZIP Code 99004 averages 45°F year-round, summer highs near 80.2°F, winter lows around 21.5°F (NOAA 1991–2020 normals). It sees about 45.4 inches of snow a year.
Is ZIP Code 99004 at risk of flooding or natural disasters?
ZIP Code 99004's FEMA National Risk Index score is 45.4 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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