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ZIP Code 99203

Spokane, Washington

ZCTA 99203

Juniper

ZIP Code 99203 is in the lowest 4% nationally for FEMA risk score. It also sits in the highest 16% nationally for median income. And it sits in the highest 20% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$504,985

Higher than 75% of U.S. ZIP codes
Home Price Growth, Past Five Years

45%

Lower than 71% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

16.5

Lower than 96% of U.S. ZIP codes

The boundary of ZIP Code 99203, in Spokane, Washington.

The basics

Total Population

21,468

Median Age

43.4

Population Density

4,620.62

Home values & property tax

Median Property Tax

$4,140

Property Tax Rateyearly tax as a share of home value

0.86%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.63×

Higher than 80% of U.S. ZIP codes
Median Income

$104,372

Higher than 84% of U.S. ZIP codes
Median Rent

$1,274

Higher than 68% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

3.6%

Near the U.S. ZIP codes median
Pandemic Price Run-Up2019–20 low → 2022–23 peak

48%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

17%

Climate & weather

Summer Avg High (°F)

83

Winter Avg Low (°F)

26.1

Avg Temperature (°F)

49.8

Hot Days/yr (>90°F)

28.8

Freezing Days/yr (<32°F)

123.3

Annual Precipitation (in)

23.9

Annual Snowfall (in)

45.4

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

16.5

Lower than 96% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 99203: frequently asked questions

What is the typical home value in ZIP Code 99203?
The estimated median home value in ZIP Code 99203 today is $504,985, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 99203?
The median annual property tax in ZIP Code 99203 is $4,140, an effective rate of 0.86% of home value.
Is ZIP Code 99203 expensive to live in?
Homes in ZIP Code 99203 cost about 4.63× the median household income, higher than 80% of U.S. ZIP codes.
What is the average rent in ZIP Code 99203?
The median gross rent in ZIP Code 99203 is $1,274 a month, higher than 68% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 99203?
Home prices in ZIP Code 99203 have moved 45% over the past five years (3.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 99203?
ZIP Code 99203 has a population of 21,468, about 4,620.62 people per square mile, per the U.S. Census American Community Survey. The median age is 43.4.
What is the weather like in ZIP Code 99203?
ZIP Code 99203 averages 49.8°F year-round, summer highs near 83°F, winter lows around 26.1°F (NOAA 1991–2020 normals). It sees about 45.4 inches of snow a year.
Is ZIP Code 99203 at risk of flooding or natural disasters?
ZIP Code 99203's FEMA National Risk Index score is 16.5 (lower than 96% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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