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Elkhart County, Indiana

FIPS 18039

Juniper

Elkhart County is in the highest 16% nationally for FEMA risk score. It also sits in the highest 27% nationally for median rent. And it sits in the highest 28% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$248,656

Higher than 57% of U.S. counties
Home Price Growth, Past Five Years

53%

Near the U.S. counties median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

83.8

Higher than 84% of U.S. counties

The boundary of Elkhart County.

The basics

Total Population

207,132

Median Age

35.6

Population Density

447.22

Home values & property tax

Median Property Tax

$1,717

Property Tax Rateyearly tax as a share of home value

0.82%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.07×

Near the U.S. counties median
Median Income

$68,561

Higher than 60% of U.S. counties
Median Rent

$1,047

Higher than 73% of U.S. counties

Home prices & appreciation

Home Price Growth, Past Year

5.8%

Higher than 72% of U.S. counties
Pandemic Price Run-Up2019–20 low → 2022–23 peak

44%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

13%

Climate & weather

Summer Avg High (°F)

81.6

Winter Avg Low (°F)

20.6

Avg Temperature (°F)

50.2

Hot Days/yr (>90°F)

12.3

Freezing Days/yr (<32°F)

126.3

Annual Precipitation (in)

39.5

Annual Snowfall (in)

40.4

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

83.8

Higher than 84% of U.S. counties

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

Elkhart County: frequently asked questions

What is the typical home value in Elkhart County?
The estimated median home value in Elkhart County today is $248,656, higher than 57% of U.S. counties.
How much is property tax in Elkhart County?
The median annual property tax in Elkhart County is $1,717, an effective rate of 0.82% of home value.
Is Elkhart County expensive to live in?
Homes in Elkhart County cost about 3.07× the median household income, near the U.S. counties median.
What is the average rent in Elkhart County?
The median gross rent in Elkhart County is $1,047 a month, higher than 73% of U.S. counties.
How much have home prices grown in Elkhart County?
Home prices in Elkhart County have moved 53% over the past five years (5.8% in the past year), per the FHFA House Price Index.
How many people live in Elkhart County?
Elkhart County has a population of 207,132, about 447.22 people per square mile, per the U.S. Census American Community Survey. The median age is 35.6.
What is the weather like in Elkhart County?
Elkhart County averages 50.2°F year-round, summer highs near 81.6°F, winter lows around 20.6°F (NOAA 1991–2020 normals). It sees about 40.4 inches of snow a year.
Is Elkhart County at risk of flooding or natural disasters?
Elkhart County's FEMA National Risk Index score is 83.8 (higher than 84% of U.S. counties). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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