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ZIP Code 46550

Elkhart, Indiana

ZCTA 46550

Juniper

ZIP Code 46550 is in the lowest 40% nationally for FEMA risk score. It also sits in the lowest 29% nationally for median rent. And it sits in the highest 33% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$340,877

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

51%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

57.8

Lower than 60% of U.S. ZIP codes

The boundary of ZIP Code 46550, in Elkhart, Indiana.

The basics

Total Population

12,843

Median Age

34.6

Population Density

179.29

Home values & property tax

Median Property Tax

$1,930

Property Tax Rateyearly tax as a share of home value

0.69%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.35×

Higher than 57% of U.S. ZIP codes
Median Income

$84,084

Higher than 67% of U.S. ZIP codes
Median Rent

$843

Lower than 71% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4%

Near the U.S. ZIP codes median
Pandemic Price Run-Up2019–20 low → 2022–23 peak

40%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

10%

Climate & weather

Summer Avg High (°F)

81.7

Winter Avg Low (°F)

20.6

Avg Temperature (°F)

50.3

Hot Days/yr (>90°F)

11.9

Freezing Days/yr (<32°F)

124.9

Annual Precipitation (in)

39.4

Annual Snowfall (in)

45.2

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

57.8

Lower than 60% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 46550: frequently asked questions

What is the typical home value in ZIP Code 46550?
The estimated median home value in ZIP Code 46550 today is $340,877, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 46550?
The median annual property tax in ZIP Code 46550 is $1,930, an effective rate of 0.69% of home value.
Is ZIP Code 46550 expensive to live in?
Homes in ZIP Code 46550 cost about 3.35× the median household income, higher than 57% of U.S. ZIP codes.
What is the average rent in ZIP Code 46550?
The median gross rent in ZIP Code 46550 is $843 a month, lower than 71% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46550?
Home prices in ZIP Code 46550 have moved 51% over the past five years (4% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 46550?
ZIP Code 46550 has a population of 12,843, about 179.29 people per square mile, per the U.S. Census American Community Survey. The median age is 34.6.
What is the weather like in ZIP Code 46550?
ZIP Code 46550 averages 50.3°F year-round, summer highs near 81.7°F, winter lows around 20.6°F (NOAA 1991–2020 normals). It sees about 45.2 inches of snow a year.
Is ZIP Code 46550 at risk of flooding or natural disasters?
ZIP Code 46550's FEMA National Risk Index score is 57.8 (lower than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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