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ZIP Code 46550

Elkhart, Indiana

FIPS 46550

Juniper

ZIP Code 46550 is in the top 20% nationally for appreciation 1yr %, but in the bottom 38% nationally for price-to-income ratio. It also sits in the top 25% nationally for HPI growth 5yr %. And it sits in the 67th percentile nationally for median home value.

Median Home Value

$281,600

Higher than 67% of U.S. ZIP codes

HPI Growth 5yr %

51%

Higher than 75% of U.S. ZIP codes

FEMA Risk Score

57.3

Lower than 60% of U.S. ZIP codes

The basics

Total Population

12,843

Median Age

34.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$281,600

Higher than 67%

Median Property Tax

$1,930

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.35

Higher than 62%

Median Rent

$843

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

51%

Higher than 75%

Appreciation 1yr %

4%

Higher than 80%

Pandemic Gain %

40%

Recession Drop %

-10%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.7

Winter Avg Low (°F)

20.6

Avg Temperature (°F)

50.3

Hot Days/yr (>90°F)

11.9

Freezing Days/yr (<32°F)

124.9

Annual Precipitation (in)

39.4

Annual Snowfall (in)

45.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

57.3

Lower than 60%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 46550: frequently asked questions

What is the median home value in ZIP Code 46550?
The median home value in ZIP Code 46550 is $281,600, higher than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 46550?
The median annual property tax in ZIP Code 46550 is $1,930, an effective rate of 1% of home value.
Is ZIP Code 46550 expensive to live in?
Homes in ZIP Code 46550 cost about 3.35× the median household income, higher than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 46550?
The median gross rent in ZIP Code 46550 is $843 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 46550?
Home prices in ZIP Code 46550 have moved 51% over the past five years (4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 46550?
ZIP Code 46550 averages 50.3°F year-round, summer highs near 81.7°F, winter lows around 20.6°F (NOAA 1991–2020 normals). It sees about 45.2 inches of snow a year.
Is ZIP Code 46550 at risk of flooding or natural disasters?
ZIP Code 46550's FEMA National Risk Index score is 57.3 (lower than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →