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ZIP Code 46507

Elkhart, Indiana

ZCTA 46507

Juniper

ZIP Code 46507 is in the lowest 20% nationally for FEMA risk score. It also sits in the highest 16% nationally for home price growth over the past year. And it sits in the highest 35% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$285,101

Lower than 63% of U.S. ZIP codes
Home Price Growth, Past Five Years

51%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

38.5

Lower than 80% of U.S. ZIP codes

The boundary of ZIP Code 46507, in Elkhart, Indiana.

The basics

Total Population

9,991

Median Age

37.3

Population Density

247.5

Home values & property tax

Median Property Tax

$1,886

Property Tax Rateyearly tax as a share of home value

0.77%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.97×

Near the U.S. ZIP codes median
Median Income

$82,683

Higher than 65% of U.S. ZIP codes
Median Rent

$1,094

Higher than 56% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

8.8%

Higher than 84% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

45%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

13%

Climate & weather

Summer Avg High (°F)

81.7

Winter Avg Low (°F)

20.6

Avg Temperature (°F)

50.3

Hot Days/yr (>90°F)

11.9

Freezing Days/yr (<32°F)

124.9

Annual Precipitation (in)

40

Annual Snowfall (in)

36.9

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

38.5

Lower than 80% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 46507: frequently asked questions

What is the typical home value in ZIP Code 46507?
The estimated median home value in ZIP Code 46507 today is $285,101, lower than 63% of U.S. ZIP codes.
How much is property tax in ZIP Code 46507?
The median annual property tax in ZIP Code 46507 is $1,886, an effective rate of 0.77% of home value.
Is ZIP Code 46507 expensive to live in?
Homes in ZIP Code 46507 cost about 2.97× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 46507?
The median gross rent in ZIP Code 46507 is $1,094 a month, higher than 56% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46507?
Home prices in ZIP Code 46507 have moved 51% over the past five years (8.8% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 46507?
ZIP Code 46507 has a population of 9,991, about 247.5 people per square mile, per the U.S. Census American Community Survey. The median age is 37.3.
What is the weather like in ZIP Code 46507?
ZIP Code 46507 averages 50.3°F year-round, summer highs near 81.7°F, winter lows around 20.6°F (NOAA 1991–2020 normals). It sees about 36.9 inches of snow a year.
Is ZIP Code 46507 at risk of flooding or natural disasters?
ZIP Code 46507's FEMA National Risk Index score is 38.5 (lower than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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