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ZIP Code 46514

Elkhart, Indiana

ZCTA 46514

Juniper

ZIP Code 46514 is in the lowest 24% nationally for FEMA risk score. It also sits in the lowest 24% nationally for typical home value. And it sits in the highest 29% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$237,980

Lower than 76% of U.S. ZIP codes
Home Price Growth, Past Five Years

54%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

43.1

Lower than 76% of U.S. ZIP codes

The boundary of ZIP Code 46514, in Elkhart, Indiana.

The basics

Total Population

42,389

Median Age

38.7

Population Density

1,095.69

Home values & property tax

Median Property Tax

$1,506

Property Tax Rateyearly tax as a share of home value

0.76%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3×

Near the U.S. ZIP codes median
Median Income

$65,833

Lower than 60% of U.S. ZIP codes
Median Rent

$1,113

Higher than 58% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.3%

Higher than 71% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

46%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

13%

Climate & weather

Summer Avg High (°F)

81.7

Winter Avg Low (°F)

20.6

Avg Temperature (°F)

50.3

Hot Days/yr (>90°F)

11.9

Freezing Days/yr (<32°F)

124.9

Annual Precipitation (in)

40.2

Annual Snowfall (in)

36.9

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

43.1

Lower than 76% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 46514: frequently asked questions

What is the typical home value in ZIP Code 46514?
The estimated median home value in ZIP Code 46514 today is $237,980, lower than 76% of U.S. ZIP codes.
How much is property tax in ZIP Code 46514?
The median annual property tax in ZIP Code 46514 is $1,506, an effective rate of 0.76% of home value.
Is ZIP Code 46514 expensive to live in?
Homes in ZIP Code 46514 cost about 3× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 46514?
The median gross rent in ZIP Code 46514 is $1,113 a month, higher than 58% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46514?
Home prices in ZIP Code 46514 have moved 54% over the past five years (6.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 46514?
ZIP Code 46514 has a population of 42,389, about 1,095.69 people per square mile, per the U.S. Census American Community Survey. The median age is 38.7.
What is the weather like in ZIP Code 46514?
ZIP Code 46514 averages 50.3°F year-round, summer highs near 81.7°F, winter lows around 20.6°F (NOAA 1991–2020 normals). It sees about 36.9 inches of snow a year.
Is ZIP Code 46514 at risk of flooding or natural disasters?
ZIP Code 46514's FEMA National Risk Index score is 43.1 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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