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ZIP Code 46514

Elkhart, Indiana

FIPS 46514

Juniper

ZIP Code 46514 is in the top 13% nationally for appreciation 1yr %. It also sits in the top 22% nationally for HPI growth 5yr %. And it sits in the top 27% nationally for FEMA risk score.

Median Home Value

$197,800

Near the U.S. ZIP codes median

HPI Growth 5yr %

54%

Higher than 78% of U.S. ZIP codes

FEMA Risk Score

44.2

Lower than 73% of U.S. ZIP codes

The basics

Total Population

42,389

Median Age

38.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$197,800

Near median

Median Property Tax

$1,506

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3

Near median

Median Rent

$1,113

Higher than 67%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

54%

Higher than 78%

Appreciation 1yr %

6.3%

Higher than 87%

Pandemic Gain %

46%

Recession Drop %

-13%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.7

Winter Avg Low (°F)

20.6

Avg Temperature (°F)

50.3

Hot Days/yr (>90°F)

11.9

Freezing Days/yr (<32°F)

124.9

Annual Precipitation (in)

40.2

Annual Snowfall (in)

36.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

44.2

Lower than 73%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 46514: frequently asked questions

What is the median home value in ZIP Code 46514?
The median home value in ZIP Code 46514 is $197,800, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 46514?
The median annual property tax in ZIP Code 46514 is $1,506, an effective rate of 1% of home value.
Is ZIP Code 46514 expensive to live in?
Homes in ZIP Code 46514 cost about 3× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 46514?
The median gross rent in ZIP Code 46514 is $1,113 a month, higher than 67% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46514?
Home prices in ZIP Code 46514 have moved 54% over the past five years (6.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 46514?
ZIP Code 46514 averages 50.3°F year-round, summer highs near 81.7°F, winter lows around 20.6°F (NOAA 1991–2020 normals). It sees about 36.9 inches of snow a year.
Is ZIP Code 46514 at risk of flooding or natural disasters?
ZIP Code 46514's FEMA National Risk Index score is 44.2 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →