The basics
Total Population
1,098
Median Age
50.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$211,300
Near median
Median Property Tax
$1,926
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.64
Lower than 59%
Median Rent
$850
Near median
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.9
Winter Avg Low (°F)
13.4
Avg Temperature (°F)
44.1
Hot Days/yr (>90°F)
2.3
Freezing Days/yr (<32°F)
161.6
Annual Precipitation (in)
49.3
Annual Snowfall (in)
71.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
80.7
Higher than 71%
EAL Flood/Coastal per $1K
0.05
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04438: frequently asked questions
- What is the median home value in ZIP Code 04438?
- The median home value in ZIP Code 04438 is $211,300, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 04438?
- The median annual property tax in ZIP Code 04438 is $1,926, an effective rate of 1% of home value.
- Is ZIP Code 04438 expensive to live in?
- Homes in ZIP Code 04438 cost about 2.64× the median household income, lower than 59% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04438?
- The median gross rent in ZIP Code 04438 is $850 a month, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 04438?
- ZIP Code 04438 averages 44.1°F year-round, summer highs near 74.9°F, winter lows around 13.4°F (NOAA 1991–2020 normals). It sees about 71.5 inches of snow a year.
- Is ZIP Code 04438 at risk of flooding or natural disasters?
- ZIP Code 04438's FEMA National Risk Index score is 80.7 (higher than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.05 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →