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ZIP Code 04496

Waldo, Maine

ZCTA 04496

Juniper

ZIP Code 04496 is in the lowest 26% nationally for FEMA risk score. It also sits in the highest 12% nationally for home price growth over five years. And it sits in the highest 20% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$332,873

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

70%

Higher than 88% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

44.8

Lower than 74% of U.S. ZIP codes

The boundary of ZIP Code 04496, in Waldo, Maine.

The basics

Total Population

3,850

Median Age

42.3

Population Density

108.36

Home values & property tax

Median Property Tax

$2,646

Property Tax Rateyearly tax as a share of home value

0.93%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.88×

Lower than 58% of U.S. ZIP codes
Median Income

$98,333

Higher than 80% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.9%

Higher than 75% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

70%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

16%

Climate & weather

Summer Avg High (°F)

78.2

Winter Avg Low (°F)

12.4

Avg Temperature (°F)

45

Hot Days/yr (>90°F)

6.1

Freezing Days/yr (<32°F)

160.9

Annual Precipitation (in)

49.3

Annual Snowfall (in)

74.6

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.03

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04496: frequently asked questions

What is the typical home value in ZIP Code 04496?
The estimated median home value in ZIP Code 04496 today is $332,873, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 04496?
The median annual property tax in ZIP Code 04496 is $2,646, an effective rate of 0.93% of home value.
Is ZIP Code 04496 expensive to live in?
Homes in ZIP Code 04496 cost about 2.88× the median household income, lower than 58% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04496?
Home prices in ZIP Code 04496 have moved 70% over the past five years (6.9% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04496?
ZIP Code 04496 has a population of 3,850, about 108.36 people per square mile, per the U.S. Census American Community Survey. The median age is 42.3.
What is the weather like in ZIP Code 04496?
ZIP Code 04496 averages 45°F year-round, summer highs near 78.2°F, winter lows around 12.4°F (NOAA 1991–2020 normals). It sees about 74.6 inches of snow a year.
Is ZIP Code 04496 at risk of flooding or natural disasters?
ZIP Code 04496's FEMA National Risk Index score is 44.8 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.03 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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