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ZIP Code 04496

Waldo, Maine

FIPS 04496

Juniper

ZIP Code 04496 is in the top 6% nationally for HPI growth 5yr %. It also sits in the top 11% nationally for appreciation 1yr %. And it sits in the top 27% nationally for FEMA risk score.

Median Home Value

$283,000

Higher than 67% of U.S. ZIP codes

HPI Growth 5yr %

70%

Higher than 94% of U.S. ZIP codes

FEMA Risk Score

44.8

Lower than 73% of U.S. ZIP codes

The basics

Total Population

3,850

Median Age

42.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$283,000

Higher than 67%

Median Property Tax

$2,646

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.88

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

70%

Higher than 94%

Appreciation 1yr %

6.9%

Higher than 89%

Pandemic Gain %

70%

Recession Drop %

-16%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.2

Winter Avg Low (°F)

12.4

Avg Temperature (°F)

45

Hot Days/yr (>90°F)

6.1

Freezing Days/yr (<32°F)

160.9

Annual Precipitation (in)

49.3

Annual Snowfall (in)

74.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

44.8

Lower than 73%

EAL Flood/Coastal per $1K

0.03

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 04496: frequently asked questions

What is the median home value in ZIP Code 04496?
The median home value in ZIP Code 04496 is $283,000, higher than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 04496?
The median annual property tax in ZIP Code 04496 is $2,646, an effective rate of 1% of home value.
Is ZIP Code 04496 expensive to live in?
Homes in ZIP Code 04496 cost about 2.88× the median household income, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 04496?
Home prices in ZIP Code 04496 have moved 70% over the past five years (6.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 04496?
ZIP Code 04496 averages 45°F year-round, summer highs near 78.2°F, winter lows around 12.4°F (NOAA 1991–2020 normals). It sees about 74.6 inches of snow a year.
Is ZIP Code 04496 at risk of flooding or natural disasters?
ZIP Code 04496's FEMA National Risk Index score is 44.8 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.03 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →