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ZIP Code 04849

Waldo, Maine

ZCTA 04849

Juniper

ZIP Code 04849 is in the lowest 24% nationally for FEMA risk score. It also sits in the highest 5% nationally for home price growth over five years. And it sits in the highest 21% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$485,912

Higher than 73% of U.S. ZIP codes
Home Price Growth, Past Five Years

79%

Higher than 95% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

43

Lower than 76% of U.S. ZIP codes

The boundary of ZIP Code 04849, in Waldo, Maine.

The basics

Total Population

4,017

Median Age

53.8

Population Density

65.72

Home values & property tax

Median Property Tax

$3,222

Property Tax Rateyearly tax as a share of home value

0.89%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.49×

Higher than 79% of U.S. ZIP codes
Median Income

$80,377

Higher than 62% of U.S. ZIP codes
Median Rent

$984

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

5.7%

Higher than 68% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

70%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

13%

Climate & weather

Summer Avg High (°F)

74.9

Winter Avg Low (°F)

13.4

Avg Temperature (°F)

44.1

Hot Days/yr (>90°F)

2.3

Freezing Days/yr (<32°F)

161.6

Annual Precipitation (in)

48.8

Annual Snowfall (in)

71.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.16

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04849: frequently asked questions

What is the typical home value in ZIP Code 04849?
The estimated median home value in ZIP Code 04849 today is $485,912, higher than 73% of U.S. ZIP codes.
How much is property tax in ZIP Code 04849?
The median annual property tax in ZIP Code 04849 is $3,222, an effective rate of 0.89% of home value.
Is ZIP Code 04849 expensive to live in?
Homes in ZIP Code 04849 cost about 4.49× the median household income, higher than 79% of U.S. ZIP codes.
What is the average rent in ZIP Code 04849?
The median gross rent in ZIP Code 04849 is $984 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 04849?
Home prices in ZIP Code 04849 have moved 79% over the past five years (5.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04849?
ZIP Code 04849 has a population of 4,017, about 65.72 people per square mile, per the U.S. Census American Community Survey. The median age is 53.8.
What is the weather like in ZIP Code 04849?
ZIP Code 04849 averages 44.1°F year-round, summer highs near 74.9°F, winter lows around 13.4°F (NOAA 1991–2020 normals). It sees about 71.5 inches of snow a year.
Is ZIP Code 04849 at risk of flooding or natural disasters?
ZIP Code 04849's FEMA National Risk Index score is 43 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is $0.16 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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