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ZIP Code 04981

Waldo, Maine

ZCTA 04981

Juniper

ZIP Code 04981 is in the highest 29% nationally for FEMA risk score. It also sits in the highest 6% nationally for home price growth over the past year. And it sits in the highest 10% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$343,750

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

72%

Higher than 90% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

80.7

Higher than 71% of U.S. ZIP codes

The boundary of ZIP Code 04981, in Waldo, Maine.

The basics

Total Population

2,575

Median Age

50.6

Population Density

68.25

Home values & property tax

Median Property Tax

$2,627

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.08×

Near the U.S. ZIP codes median
Median Income

$77,560

Higher than 59% of U.S. ZIP codes
Median Rent

$1,290

Higher than 69% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

14%

Higher than 94% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

53%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

16%

Climate & weather

Summer Avg High (°F)

74.9

Winter Avg Low (°F)

13.4

Avg Temperature (°F)

44.1

Hot Days/yr (>90°F)

2.3

Freezing Days/yr (<32°F)

161.6

Annual Precipitation (in)

48.8

Annual Snowfall (in)

71.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.05

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04981: frequently asked questions

What is the typical home value in ZIP Code 04981?
The estimated median home value in ZIP Code 04981 today is $343,750, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 04981?
The median annual property tax in ZIP Code 04981 is $2,627, an effective rate of 1.1% of home value.
Is ZIP Code 04981 expensive to live in?
Homes in ZIP Code 04981 cost about 3.08× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 04981?
The median gross rent in ZIP Code 04981 is $1,290 a month, higher than 69% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04981?
Home prices in ZIP Code 04981 have moved 72% over the past five years (14% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04981?
ZIP Code 04981 has a population of 2,575, about 68.25 people per square mile, per the U.S. Census American Community Survey. The median age is 50.6.
What is the weather like in ZIP Code 04981?
ZIP Code 04981 averages 44.1°F year-round, summer highs near 74.9°F, winter lows around 13.4°F (NOAA 1991–2020 normals). It sees about 71.5 inches of snow a year.
Is ZIP Code 04981 at risk of flooding or natural disasters?
ZIP Code 04981's FEMA National Risk Index score is 80.7 (higher than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.05 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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