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ZIP Code 04981

Waldo, Maine

FIPS 04981

Juniper

ZIP Code 04981 is in the top 3% nationally for appreciation 1yr %, but in the bottom 29% nationally for FEMA risk score. It also sits in the top 5% nationally for HPI growth 5yr %. And it sits in the 76th percentile nationally for median rent.

Median Home Value

$239,000

Higher than 59% of U.S. ZIP codes

HPI Growth 5yr %

72%

Higher than 95% of U.S. ZIP codes

FEMA Risk Score

80.7

Higher than 71% of U.S. ZIP codes

The basics

Total Population

2,575

Median Age

50.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$239,000

Higher than 59%

Median Property Tax

$2,627

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.08

Near median

Median Rent

$1,290

Higher than 76%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

72%

Higher than 95%

Appreciation 1yr %

14%

Higher than 97%

Pandemic Gain %

53%

Recession Drop %

-16%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

74.9

Winter Avg Low (°F)

13.4

Avg Temperature (°F)

44.1

Hot Days/yr (>90°F)

2.3

Freezing Days/yr (<32°F)

161.6

Annual Precipitation (in)

48.8

Annual Snowfall (in)

71.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

80.7

Higher than 71%

EAL Flood/Coastal per $1K

0.05

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 04981: frequently asked questions

What is the median home value in ZIP Code 04981?
The median home value in ZIP Code 04981 is $239,000, higher than 59% of U.S. ZIP codes.
How much is property tax in ZIP Code 04981?
The median annual property tax in ZIP Code 04981 is $2,627, an effective rate of 1% of home value.
Is ZIP Code 04981 expensive to live in?
Homes in ZIP Code 04981 cost about 3.08× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 04981?
The median gross rent in ZIP Code 04981 is $1,290 a month, higher than 76% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04981?
Home prices in ZIP Code 04981 have moved 72% over the past five years (14% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 04981?
ZIP Code 04981 averages 44.1°F year-round, summer highs near 74.9°F, winter lows around 13.4°F (NOAA 1991–2020 normals). It sees about 71.5 inches of snow a year.
Is ZIP Code 04981 at risk of flooding or natural disasters?
ZIP Code 04981's FEMA National Risk Index score is 80.7 (higher than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.05 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →