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ZIP Code 04974

Waldo, Maine

ZCTA 04974

Juniper

ZIP Code 04974 is in the highest 29% nationally for FEMA risk score. It also sits in the highest 1% nationally for home price growth over five years. And it sits in the highest 8% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$293,798

Lower than 61% of U.S. ZIP codes
Home Price Growth, Past Five Years

95%

Higher than 99% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

80.7

Higher than 71% of U.S. ZIP codes

The boundary of ZIP Code 04974, in Waldo, Maine.

The basics

Total Population

2,655

Median Age

42.9

Population Density

92.67

Home values & property tax

Median Property Tax

$2,225

Property Tax Rateyearly tax as a share of home value

0.99%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.49×

Higher than 61% of U.S. ZIP codes
Median Income

$64,303

Lower than 63% of U.S. ZIP codes
Median Rent

$1,105

Higher than 57% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

13%

Higher than 92% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

49%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

29%

Climate & weather

Summer Avg High (°F)

74.9

Winter Avg Low (°F)

13.4

Avg Temperature (°F)

44.1

Hot Days/yr (>90°F)

2.3

Freezing Days/yr (<32°F)

161.6

Annual Precipitation (in)

48.8

Annual Snowfall (in)

71.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.05

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04974: frequently asked questions

What is the typical home value in ZIP Code 04974?
The estimated median home value in ZIP Code 04974 today is $293,798, lower than 61% of U.S. ZIP codes.
How much is property tax in ZIP Code 04974?
The median annual property tax in ZIP Code 04974 is $2,225, an effective rate of 0.99% of home value.
Is ZIP Code 04974 expensive to live in?
Homes in ZIP Code 04974 cost about 3.49× the median household income, higher than 61% of U.S. ZIP codes.
What is the average rent in ZIP Code 04974?
The median gross rent in ZIP Code 04974 is $1,105 a month, higher than 57% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04974?
Home prices in ZIP Code 04974 have moved 95% over the past five years (13% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04974?
ZIP Code 04974 has a population of 2,655, about 92.67 people per square mile, per the U.S. Census American Community Survey. The median age is 42.9.
What is the weather like in ZIP Code 04974?
ZIP Code 04974 averages 44.1°F year-round, summer highs near 74.9°F, winter lows around 13.4°F (NOAA 1991–2020 normals). It sees about 71.5 inches of snow a year.
Is ZIP Code 04974 at risk of flooding or natural disasters?
ZIP Code 04974's FEMA National Risk Index score is 80.7 (higher than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.05 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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