The basics
Total Population
287
Median Age
57.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$95,600
Lower than 84%
Median Property Tax
$1,235
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.63
Lower than 59%
Median Rent
$850
Near median
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77
Winter Avg Low (°F)
7.6
Avg Temperature (°F)
43.1
Hot Days/yr (>90°F)
3.5
Freezing Days/yr (<32°F)
167
Annual Precipitation (in)
46.2
Annual Snowfall (in)
86.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
28.7
Lower than 86%
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04495: frequently asked questions
- What is the median home value in ZIP Code 04495?
- The median home value in ZIP Code 04495 is $95,600, lower than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04495?
- The median annual property tax in ZIP Code 04495 is $1,235, an effective rate of 1% of home value.
- Is ZIP Code 04495 expensive to live in?
- Homes in ZIP Code 04495 cost about 2.63× the median household income, lower than 59% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04495?
- The median gross rent in ZIP Code 04495 is $850 a month, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 04495?
- ZIP Code 04495 averages 43.1°F year-round, summer highs near 77°F, winter lows around 7.6°F (NOAA 1991–2020 normals). It sees about 86.1 inches of snow a year.
- Is ZIP Code 04495 at risk of flooding or natural disasters?
- ZIP Code 04495's FEMA National Risk Index score is 28.7 (lower than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →