The basics
Total Population
1,434
Median Age
56.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$121,400
Lower than 75%
Median Property Tax
$1,258
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.41
Lower than 65%
Median Rent
$420
Lower than 77%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.3
Winter Avg Low (°F)
7.4
Avg Temperature (°F)
40.6
Hot Days/yr (>90°F)
1.5
Freezing Days/yr (<32°F)
185.4
Annual Precipitation (in)
45.4
Annual Snowfall (in)
86.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
42.6
Lower than 75%
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04765: frequently asked questions
- What is the median home value in ZIP Code 04765?
- The median home value in ZIP Code 04765 is $121,400, lower than 75% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04765?
- The median annual property tax in ZIP Code 04765 is $1,258, an effective rate of 1% of home value.
- Is ZIP Code 04765 expensive to live in?
- Homes in ZIP Code 04765 cost about 2.41× the median household income, lower than 65% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04765?
- The median gross rent in ZIP Code 04765 is $420 a month, lower than 77% of U.S. ZIP codes.
- What is the weather like in ZIP Code 04765?
- ZIP Code 04765 averages 40.6°F year-round, summer highs near 74.3°F, winter lows around 7.4°F (NOAA 1991–2020 normals). It sees about 86.1 inches of snow a year.
- Is ZIP Code 04765 at risk of flooding or natural disasters?
- ZIP Code 04765's FEMA National Risk Index score is 42.6 (lower than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →