The basics
Total Population
3,675
Median Age
48.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$469,000
Median Property Tax
$5,764
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.39
Median Rent
$1,194
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
78%
Appreciation 1yr %
4.5%
Pandemic Gain %
85%
Recession Drop %
-20%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.6
Winter Avg Low (°F)
15.3
Avg Temperature (°F)
45.5
Hot Days/yr (>90°F)
1.6
Freezing Days/yr (<32°F)
148
Annual Precipitation (in)
56.2
Annual Snowfall (in)
68.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
33.1
EAL Flood/Coastal per $1K
0.03
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04856: frequently asked questions
- What is the median home value in ZIP Code 04856?
- The median home value in ZIP Code 04856 is $469,000, higher than 86% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04856?
- The median annual property tax in ZIP Code 04856 is $5,764, an effective rate of 1% of home value.
- Is ZIP Code 04856 expensive to live in?
- Homes in ZIP Code 04856 cost about 5.39× the median household income, higher than 88% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04856?
- The median gross rent in ZIP Code 04856 is $1,194 a month, higher than 72% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 04856?
- Home prices in ZIP Code 04856 have moved 78% over the past five years (4.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 04856?
- ZIP Code 04856 averages 45.5°F year-round, summer highs near 74.6°F, winter lows around 15.3°F (NOAA 1991–2020 normals). It sees about 68.7 inches of snow a year.
- Is ZIP Code 04856 at risk of flooding or natural disasters?
- ZIP Code 04856's FEMA National Risk Index score is 33.1 (lower than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.03 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →