The basics
Total Population
2,769
Median Age
58.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$271,700
Median Property Tax
$4,487
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.81
Median Rent
$1,262
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
80%
Appreciation 1yr %
-0.07%
Pandemic Gain %
89%
Recession Drop %
-19%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.6
Winter Avg Low (°F)
15.3
Avg Temperature (°F)
45.5
Hot Days/yr (>90°F)
1.6
Freezing Days/yr (<32°F)
148
Annual Precipitation (in)
56.2
Annual Snowfall (in)
68.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
16.5
EAL Flood/Coastal per $1K
0.13
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04861: frequently asked questions
- What is the median home value in ZIP Code 04861?
- The median home value in ZIP Code 04861 is $271,700, higher than 65% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04861?
- The median annual property tax in ZIP Code 04861 is $4,487, an effective rate of 2% of home value.
- Is ZIP Code 04861 expensive to live in?
- Homes in ZIP Code 04861 cost about 4.81× the median household income, higher than 84% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04861?
- The median gross rent in ZIP Code 04861 is $1,262 a month, higher than 75% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 04861?
- Home prices in ZIP Code 04861 have moved 80% over the past five years (-0.07% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 04861?
- ZIP Code 04861 averages 45.5°F year-round, summer highs near 74.6°F, winter lows around 15.3°F (NOAA 1991–2020 normals). It sees about 68.7 inches of snow a year.
- Is ZIP Code 04861 at risk of flooding or natural disasters?
- ZIP Code 04861's FEMA National Risk Index score is 16.5 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.13 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →