The basics
Total Population
1,216
Median Age
65.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$428,400
Higher than 84%
Median Property Tax
$3,598
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.87
Higher than 91%
Median Rent
$1,017
Higher than 61%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.6
Winter Avg Low (°F)
15.3
Avg Temperature (°F)
45.5
Hot Days/yr (>90°F)
1.6
Freezing Days/yr (<32°F)
148
Annual Precipitation (in)
56.2
Annual Snowfall (in)
68.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
29.8
Lower than 85%
EAL Flood/Coastal per $1K
0.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04863: frequently asked questions
- What is the median home value in ZIP Code 04863?
- The median home value in ZIP Code 04863 is $428,400, higher than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04863?
- The median annual property tax in ZIP Code 04863 is $3,598, an effective rate of 1% of home value.
- Is ZIP Code 04863 expensive to live in?
- Homes in ZIP Code 04863 cost about 5.87× the median household income, higher than 91% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04863?
- The median gross rent in ZIP Code 04863 is $1,017 a month, higher than 61% of U.S. ZIP codes.
- What is the weather like in ZIP Code 04863?
- ZIP Code 04863 averages 45.5°F year-round, summer highs near 74.6°F, winter lows around 15.3°F (NOAA 1991–2020 normals). It sees about 68.7 inches of snow a year.
- Is ZIP Code 04863 at risk of flooding or natural disasters?
- ZIP Code 04863's FEMA National Risk Index score is 29.8 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 0.5 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →