The basics
Total Population
4,932
Median Age
42.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$232,700
Median Property Tax
$2,832
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.12
Median Rent
$1,125
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
97%
Recession Drop %
-16%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.6
Winter Avg Low (°F)
15.3
Avg Temperature (°F)
45.5
Hot Days/yr (>90°F)
1.6
Freezing Days/yr (<32°F)
148
Annual Precipitation (in)
56.2
Annual Snowfall (in)
68.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
23.3
EAL Flood/Coastal per $1K
0.04
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04864: frequently asked questions
- What is the median home value in ZIP Code 04864?
- The median home value in ZIP Code 04864 is $232,700, higher than 57% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04864?
- The median annual property tax in ZIP Code 04864 is $2,832, an effective rate of 1% of home value.
- Is ZIP Code 04864 expensive to live in?
- Homes in ZIP Code 04864 cost about 3.12× the median household income, higher than 56% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04864?
- The median gross rent in ZIP Code 04864 is $1,125 a month, higher than 68% of U.S. ZIP codes.
- What is the weather like in ZIP Code 04864?
- ZIP Code 04864 averages 45.5°F year-round, summer highs near 74.6°F, winter lows around 15.3°F (NOAA 1991–2020 normals). It sees about 68.7 inches of snow a year.
- Is ZIP Code 04864 at risk of flooding or natural disasters?
- ZIP Code 04864's FEMA National Risk Index score is 23.3 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.04 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →