The basics
Total Population
1,543
Median Age
53.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$271,400
Median Property Tax
$2,667
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.13
Median Rent
$1,603
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
47%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
72.3
Winter Avg Low (°F)
20.3
Avg Temperature (°F)
46.4
Hot Days/yr (>90°F)
0
Freezing Days/yr (<32°F)
123.6
Annual Precipitation (in)
47.6
Annual Snowfall (in)
53.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
22.2
EAL Flood/Coastal per $1K
0.41
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04860: frequently asked questions
- What is the median home value in ZIP Code 04860?
- The median home value in ZIP Code 04860 is $271,400, higher than 65% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04860?
- The median annual property tax in ZIP Code 04860 is $2,667, an effective rate of 1% of home value.
- Is ZIP Code 04860 expensive to live in?
- Homes in ZIP Code 04860 cost about 3.13× the median household income, higher than 56% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04860?
- The median gross rent in ZIP Code 04860 is $1,603 a month, higher than 85% of U.S. ZIP codes.
- What is the weather like in ZIP Code 04860?
- ZIP Code 04860 averages 46.4°F year-round, summer highs near 72.3°F, winter lows around 20.3°F (NOAA 1991–2020 normals). It sees about 53.1 inches of snow a year.
- Is ZIP Code 04860 at risk of flooding or natural disasters?
- ZIP Code 04860's FEMA National Risk Index score is 22.2 (lower than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 0.41 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →