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ZIP Code 10304

Richmond, New York

FIPS 10304

Juniper

ZIP Code 10304 is in the top 12% nationally for FEMA risk score, but in the bottom 2% nationally for price-to-income ratio. It also sits in the 94th percentile nationally for median home value. And it sits in the top 13% nationally for appreciation 1yr %.

Median Home Value

$678,700

Higher than 94% of U.S. ZIP codes

HPI Growth 5yr %

25%

Near the U.S. ZIP codes median

FEMA Risk Score

25.8

Lower than 88% of U.S. ZIP codes

The basics

Total Population

45,658

Median Age

39.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$678,700

Higher than 94%

Median Property Tax

$6,210

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

9.48

Higher than 98%

Median Rent

$1,500

Higher than 83%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

25%

Near median

Appreciation 1yr %

6.3%

Higher than 87%

Pandemic Gain %

19%

Recession Drop %

-17%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.5

Winter Avg Low (°F)

29.9

Avg Temperature (°F)

55.5

Hot Days/yr (>90°F)

14.1

Freezing Days/yr (<32°F)

65.9

Annual Precipitation (in)

47.1

Annual Snowfall (in)

24.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

25.8

Lower than 88%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 10304: frequently asked questions

What is the median home value in ZIP Code 10304?
The median home value in ZIP Code 10304 is $678,700, higher than 94% of U.S. ZIP codes.
How much is property tax in ZIP Code 10304?
The median annual property tax in ZIP Code 10304 is $6,210, an effective rate of 1% of home value.
Is ZIP Code 10304 expensive to live in?
Homes in ZIP Code 10304 cost about 9.48× the median household income, higher than 98% of U.S. ZIP codes.
What is the average rent in ZIP Code 10304?
The median gross rent in ZIP Code 10304 is $1,500 a month, higher than 83% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 10304?
Home prices in ZIP Code 10304 have moved 25% over the past five years (6.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 10304?
ZIP Code 10304 averages 55.5°F year-round, summer highs near 82.5°F, winter lows around 29.9°F (NOAA 1991–2020 normals). It sees about 24.5 inches of snow a year.
Is ZIP Code 10304 at risk of flooding or natural disasters?
ZIP Code 10304's FEMA National Risk Index score is 25.8 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →