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ZIP Code 10304

Richmond, New York

ZCTA 10304

Juniper

ZIP Code 10304 is in the lowest 6% nationally for FEMA risk score. It also sits in the highest 2% nationally for home price against income. And it sits in the lowest 4% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$753,888

Higher than 90% of U.S. ZIP codes
Home Price Growth, Past Five Years

25%

Lower than 96% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

20.3

Lower than 94% of U.S. ZIP codes

The boundary of ZIP Code 10304, in Richmond, New York.

The basics

Total Population

45,658

Median Age

39.1

Population Density

13,079.63

Home values & property tax

Median Property Tax

$6,210

Property Tax Rateyearly tax as a share of home value

0.91%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

9.48×

Higher than 98% of U.S. ZIP codes
Median Income

$71,561

Near the U.S. ZIP codes median
Median Rent

$1,500

Higher than 78% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.3%

Higher than 71% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

19%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

17%

Climate & weather

Summer Avg High (°F)

82.5

Winter Avg Low (°F)

29.9

Avg Temperature (°F)

55.5

Hot Days/yr (>90°F)

14.1

Freezing Days/yr (<32°F)

65.9

Annual Precipitation (in)

47.1

Annual Snowfall (in)

24.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 10304: frequently asked questions

What is the typical home value in ZIP Code 10304?
The estimated median home value in ZIP Code 10304 today is $753,888, higher than 90% of U.S. ZIP codes.
How much is property tax in ZIP Code 10304?
The median annual property tax in ZIP Code 10304 is $6,210, an effective rate of 0.91% of home value.
Is ZIP Code 10304 expensive to live in?
Homes in ZIP Code 10304 cost about 9.48× the median household income, higher than 98% of U.S. ZIP codes.
What is the average rent in ZIP Code 10304?
The median gross rent in ZIP Code 10304 is $1,500 a month, higher than 78% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 10304?
Home prices in ZIP Code 10304 have moved 25% over the past five years (6.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 10304?
ZIP Code 10304 has a population of 45,658, about 13,079.63 people per square mile, per the U.S. Census American Community Survey. The median age is 39.1.
What is the weather like in ZIP Code 10304?
ZIP Code 10304 averages 55.5°F year-round, summer highs near 82.5°F, winter lows around 29.9°F (NOAA 1991–2020 normals). It sees about 24.5 inches of snow a year.
Is ZIP Code 10304 at risk of flooding or natural disasters?
ZIP Code 10304's FEMA National Risk Index score is 20.3 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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