The basics
Total Population
45,658
Median Age
39.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$678,700
Median Property Tax
$6,210
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
9.48
Median Rent
$1,500
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
25%
Appreciation 1yr %
6.3%
Pandemic Gain %
19%
Recession Drop %
-17%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.5
Winter Avg Low (°F)
29.9
Avg Temperature (°F)
55.5
Hot Days/yr (>90°F)
14.1
Freezing Days/yr (<32°F)
65.9
Annual Precipitation (in)
47.1
Annual Snowfall (in)
24.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
25.8
EAL Flood/Coastal per $1K
0.01
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 10304: frequently asked questions
- What is the median home value in ZIP Code 10304?
- The median home value in ZIP Code 10304 is $678,700, higher than 94% of U.S. ZIP codes.
- How much is property tax in ZIP Code 10304?
- The median annual property tax in ZIP Code 10304 is $6,210, an effective rate of 1% of home value.
- Is ZIP Code 10304 expensive to live in?
- Homes in ZIP Code 10304 cost about 9.48× the median household income, higher than 98% of U.S. ZIP codes.
- What is the average rent in ZIP Code 10304?
- The median gross rent in ZIP Code 10304 is $1,500 a month, higher than 83% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 10304?
- Home prices in ZIP Code 10304 have moved 25% over the past five years (6.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 10304?
- ZIP Code 10304 averages 55.5°F year-round, summer highs near 82.5°F, winter lows around 29.9°F (NOAA 1991–2020 normals). It sees about 24.5 inches of snow a year.
- Is ZIP Code 10304 at risk of flooding or natural disasters?
- ZIP Code 10304's FEMA National Risk Index score is 25.8 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Expected annual loss from flooding is 0.01 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →