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ZIP Code 10312

Richmond, New York

FIPS 10312

Juniper

ZIP Code 10312 is in the top 10% nationally for FEMA risk score, but in the bottom 7% nationally for price-to-income ratio. It also sits in the 95th percentile nationally for median home value. And it sits in the 93th percentile nationally for median rent.

Median Home Value

$723,600

Higher than 95% of U.S. ZIP codes

HPI Growth 5yr %

28%

Near the U.S. ZIP codes median

FEMA Risk Score

22

Lower than 90% of U.S. ZIP codes

The basics

Total Population

63,469

Median Age

41.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$723,600

Higher than 95%

Median Property Tax

$6,974

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.54

Higher than 93%

Median Rent

$1,937

Higher than 93%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

28%

Near median

Appreciation 1yr %

5.9%

Higher than 86%

Pandemic Gain %

20%

Recession Drop %

-10%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.5

Winter Avg Low (°F)

28

Avg Temperature (°F)

55.5

Hot Days/yr (>90°F)

28.3

Freezing Days/yr (<32°F)

79.9

Annual Precipitation (in)

49.5

Annual Snowfall (in)

31.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

22

Lower than 90%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 10312: frequently asked questions

What is the median home value in ZIP Code 10312?
The median home value in ZIP Code 10312 is $723,600, higher than 95% of U.S. ZIP codes.
How much is property tax in ZIP Code 10312?
The median annual property tax in ZIP Code 10312 is $6,974, an effective rate of 1% of home value.
Is ZIP Code 10312 expensive to live in?
Homes in ZIP Code 10312 cost about 6.54× the median household income, higher than 93% of U.S. ZIP codes.
What is the average rent in ZIP Code 10312?
The median gross rent in ZIP Code 10312 is $1,937 a month, higher than 93% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 10312?
Home prices in ZIP Code 10312 have moved 28% over the past five years (5.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 10312?
ZIP Code 10312 averages 55.5°F year-round, summer highs near 84.5°F, winter lows around 28°F (NOAA 1991–2020 normals). It sees about 31.5 inches of snow a year.
Is ZIP Code 10312 at risk of flooding or natural disasters?
ZIP Code 10312's FEMA National Risk Index score is 22 (lower than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →