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ZIP Code 10312

Richmond, New York

ZCTA 10312

Juniper

ZIP Code 10312 is in the lowest 6% nationally for FEMA risk score. It also sits in the lowest 5% nationally for home price growth over five years. And it sits in the highest 7% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$830,240

Higher than 93% of U.S. ZIP codes
Home Price Growth, Past Five Years

28%

Lower than 95% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

19.7

Lower than 94% of U.S. ZIP codes

The boundary of ZIP Code 10312, in Richmond, New York.

The basics

Total Population

63,469

Median Age

41.2

Population Density

9,236.31

Home values & property tax

Median Property Tax

$6,974

Property Tax Rateyearly tax as a share of home value

0.96%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

6.54×

Higher than 93% of U.S. ZIP codes
Median Income

$110,719

Higher than 87% of U.S. ZIP codes
Median Rent

$1,937

Higher than 90% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5.9%

Higher than 69% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

20%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

10%

Climate & weather

Summer Avg High (°F)

84.5

Winter Avg Low (°F)

28

Avg Temperature (°F)

55.5

Hot Days/yr (>90°F)

28.3

Freezing Days/yr (<32°F)

79.9

Annual Precipitation (in)

49.5

Annual Snowfall (in)

31.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 10312: frequently asked questions

What is the typical home value in ZIP Code 10312?
The estimated median home value in ZIP Code 10312 today is $830,240, higher than 93% of U.S. ZIP codes.
How much is property tax in ZIP Code 10312?
The median annual property tax in ZIP Code 10312 is $6,974, an effective rate of 0.96% of home value.
Is ZIP Code 10312 expensive to live in?
Homes in ZIP Code 10312 cost about 6.54× the median household income, higher than 93% of U.S. ZIP codes.
What is the average rent in ZIP Code 10312?
The median gross rent in ZIP Code 10312 is $1,937 a month, higher than 90% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 10312?
Home prices in ZIP Code 10312 have moved 28% over the past five years (5.9% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 10312?
ZIP Code 10312 has a population of 63,469, about 9,236.31 people per square mile, per the U.S. Census American Community Survey. The median age is 41.2.
What is the weather like in ZIP Code 10312?
ZIP Code 10312 averages 55.5°F year-round, summer highs near 84.5°F, winter lows around 28°F (NOAA 1991–2020 normals). It sees about 31.5 inches of snow a year.
Is ZIP Code 10312 at risk of flooding or natural disasters?
ZIP Code 10312's FEMA National Risk Index score is 19.7 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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