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ZIP Code 10309

Richmond, New York

ZCTA 10309

Juniper

ZIP Code 10309 is in the lowest 16% nationally for FEMA risk score. It also sits in the highest 5% nationally for typical home value. And it sits in the highest 7% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$931,549

Higher than 95% of U.S. ZIP codes
Home Price Growth, Past Five Years

33%

Lower than 91% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

33.9

Lower than 84% of U.S. ZIP codes

The boundary of ZIP Code 10309, in Richmond, New York.

The basics

Total Population

34,885

Median Age

42.1

Population Density

4,809.01

Home values & property tax

Median Property Tax

$7,619

Property Tax Rateyearly tax as a share of home value

0.99%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

6.61×

Higher than 93% of U.S. ZIP codes
Median Income

$116,098

Higher than 89% of U.S. ZIP codes
Median Rent

$1,893

Higher than 90% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

12%

Higher than 91% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

17%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

11%

Climate & weather

Summer Avg High (°F)

84.5

Winter Avg Low (°F)

28

Avg Temperature (°F)

55.5

Hot Days/yr (>90°F)

28.3

Freezing Days/yr (<32°F)

79.9

Annual Precipitation (in)

49.5

Annual Snowfall (in)

31.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 10309: frequently asked questions

What is the typical home value in ZIP Code 10309?
The estimated median home value in ZIP Code 10309 today is $931,549, higher than 95% of U.S. ZIP codes.
How much is property tax in ZIP Code 10309?
The median annual property tax in ZIP Code 10309 is $7,619, an effective rate of 0.99% of home value.
Is ZIP Code 10309 expensive to live in?
Homes in ZIP Code 10309 cost about 6.61× the median household income, higher than 93% of U.S. ZIP codes.
What is the average rent in ZIP Code 10309?
The median gross rent in ZIP Code 10309 is $1,893 a month, higher than 90% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 10309?
Home prices in ZIP Code 10309 have moved 33% over the past five years (12% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 10309?
ZIP Code 10309 has a population of 34,885, about 4,809.01 people per square mile, per the U.S. Census American Community Survey. The median age is 42.1.
What is the weather like in ZIP Code 10309?
ZIP Code 10309 averages 55.5°F year-round, summer highs near 84.5°F, winter lows around 28°F (NOAA 1991–2020 normals). It sees about 31.5 inches of snow a year.
Is ZIP Code 10309 at risk of flooding or natural disasters?
ZIP Code 10309's FEMA National Risk Index score is 33.9 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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