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ZIP Code 10305

Richmond, New York

ZCTA 10305

Juniper

ZIP Code 10305 is in the lowest 6% nationally for FEMA risk score. It also sits in the highest 4% nationally for home price against income. And it sits in the lowest 5% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$701,538

Higher than 88% of U.S. ZIP codes
Home Price Growth, Past Five Years

28%

Lower than 95% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

20.7

Lower than 94% of U.S. ZIP codes

The boundary of ZIP Code 10305, in Richmond, New York.

The basics

Total Population

41,270

Median Age

44.6

Population Density

10,266.81

Home values & property tax

Median Property Tax

$5,919

Property Tax Rateyearly tax as a share of home value

0.92%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

7.71×

Higher than 96% of U.S. ZIP codes
Median Income

$83,413

Higher than 66% of U.S. ZIP codes
Median Rent

$1,667

Higher than 83% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.3%

Higher than 71% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

18%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

14%

Climate & weather

Summer Avg High (°F)

82.5

Winter Avg Low (°F)

29.9

Avg Temperature (°F)

55.5

Hot Days/yr (>90°F)

14.1

Freezing Days/yr (<32°F)

65.9

Annual Precipitation (in)

47.1

Annual Snowfall (in)

24.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 10305: frequently asked questions

What is the typical home value in ZIP Code 10305?
The estimated median home value in ZIP Code 10305 today is $701,538, higher than 88% of U.S. ZIP codes.
How much is property tax in ZIP Code 10305?
The median annual property tax in ZIP Code 10305 is $5,919, an effective rate of 0.92% of home value.
Is ZIP Code 10305 expensive to live in?
Homes in ZIP Code 10305 cost about 7.71× the median household income, higher than 96% of U.S. ZIP codes.
What is the average rent in ZIP Code 10305?
The median gross rent in ZIP Code 10305 is $1,667 a month, higher than 83% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 10305?
Home prices in ZIP Code 10305 have moved 28% over the past five years (6.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 10305?
ZIP Code 10305 has a population of 41,270, about 10,266.81 people per square mile, per the U.S. Census American Community Survey. The median age is 44.6.
What is the weather like in ZIP Code 10305?
ZIP Code 10305 averages 55.5°F year-round, summer highs near 82.5°F, winter lows around 29.9°F (NOAA 1991–2020 normals). It sees about 24.5 inches of snow a year.
Is ZIP Code 10305 at risk of flooding or natural disasters?
ZIP Code 10305's FEMA National Risk Index score is 20.7 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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