Back to Explorer

ZIP Code 20634

St. Mary's, Maryland

FIPS 20634

Juniper

ZIP Code 20634 is in the top 1% nationally for appreciation 1yr %. It also sits in the top 6% nationally for FEMA risk score. And it sits in the 90th percentile nationally for median rent.

Median Home Value

$342,300

Higher than 75% of U.S. ZIP codes

HPI Growth 5yr %

57%

Higher than 82% of U.S. ZIP codes

FEMA Risk Score

10.3

Lower than 94% of U.S. ZIP codes

The basics

Total Population

7,088

Median Age

32

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$342,300

Higher than 75%

Median Property Tax

$2,873

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.46

Lower than 64%

Median Rent

$1,814

Higher than 90%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

57%

Higher than 82%

Appreciation 1yr %

19%

Higher than 99%

Pandemic Gain %

27%

Recession Drop %

-21%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86

Winter Avg Low (°F)

31.8

Avg Temperature (°F)

58.9

Hot Days/yr (>90°F)

30.7

Freezing Days/yr (<32°F)

58.5

Annual Precipitation (in)

46.9

Annual Snowfall (in)

12.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

10.3

Lower than 94%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 20634: frequently asked questions

What is the median home value in ZIP Code 20634?
The median home value in ZIP Code 20634 is $342,300, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 20634?
The median annual property tax in ZIP Code 20634 is $2,873, an effective rate of 1% of home value.
Is ZIP Code 20634 expensive to live in?
Homes in ZIP Code 20634 cost about 2.46× the median household income, lower than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 20634?
The median gross rent in ZIP Code 20634 is $1,814 a month, higher than 90% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 20634?
Home prices in ZIP Code 20634 have moved 57% over the past five years (19% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 20634?
ZIP Code 20634 averages 58.9°F year-round, summer highs near 86°F, winter lows around 31.8°F (NOAA 1991–2020 normals). It sees about 12.5 inches of snow a year.
Is ZIP Code 20634 at risk of flooding or natural disasters?
ZIP Code 20634's FEMA National Risk Index score is 10.3 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →