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ZIP Code 20634

St. Mary's, Maryland

ZCTA 20634

Juniper

ZIP Code 20634 is in the lowest 2% nationally for FEMA risk score. It also sits in the highest 3% nationally for home price growth over the past year. And it sits in the highest 5% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$435,415

Higher than 66% of U.S. ZIP codes
Home Price Growth, Past Five Years

57%

Higher than 63% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

11.9

Lower than 98% of U.S. ZIP codes

The boundary of ZIP Code 20634, in St. Mary's, Maryland.

The basics

Total Population

7,088

Median Age

32

Population Density

1,013.83

Home values & property tax

Median Property Tax

$2,873

Property Tax Rateyearly tax as a share of home value

0.84%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.46×

Lower than 72% of U.S. ZIP codes
Median Income

$139,375

Higher than 95% of U.S. ZIP codes
Median Rent

$1,814

Higher than 87% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

19%

Higher than 97% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

27%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

21%

Climate & weather

Summer Avg High (°F)

86

Winter Avg Low (°F)

31.8

Avg Temperature (°F)

58.9

Hot Days/yr (>90°F)

30.7

Freezing Days/yr (<32°F)

58.5

Annual Precipitation (in)

46.9

Annual Snowfall (in)

12.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 20634: frequently asked questions

What is the typical home value in ZIP Code 20634?
The estimated median home value in ZIP Code 20634 today is $435,415, higher than 66% of U.S. ZIP codes.
How much is property tax in ZIP Code 20634?
The median annual property tax in ZIP Code 20634 is $2,873, an effective rate of 0.84% of home value.
Is ZIP Code 20634 expensive to live in?
Homes in ZIP Code 20634 cost about 2.46× the median household income, lower than 72% of U.S. ZIP codes.
What is the average rent in ZIP Code 20634?
The median gross rent in ZIP Code 20634 is $1,814 a month, higher than 87% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 20634?
Home prices in ZIP Code 20634 have moved 57% over the past five years (19% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 20634?
ZIP Code 20634 has a population of 7,088, about 1,013.83 people per square mile, per the U.S. Census American Community Survey. The median age is 32.
What is the weather like in ZIP Code 20634?
ZIP Code 20634 averages 58.9°F year-round, summer highs near 86°F, winter lows around 31.8°F (NOAA 1991–2020 normals). It sees about 12.5 inches of snow a year.
Is ZIP Code 20634 at risk of flooding or natural disasters?
ZIP Code 20634's FEMA National Risk Index score is 11.9 (lower than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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