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ZIP Code 20650

St. Mary's, Maryland

ZCTA 20650

Juniper

ZIP Code 20650 is in the lowest 23% nationally for FEMA risk score. It also sits in the highest 5% nationally for median income. And it sits in the highest 17% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$586,149

Higher than 82% of U.S. ZIP codes
Home Price Growth, Past Five Years

46%

Lower than 68% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

42.4

Lower than 77% of U.S. ZIP codes

The boundary of ZIP Code 20650, in St. Mary's, Maryland.

The basics

Total Population

16,094

Median Age

38.6

Population Density

262.05

Home values & property tax

Median Property Tax

$3,749

Property Tax Rateyearly tax as a share of home value

0.78%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.37×

Higher than 57% of U.S. ZIP codes
Median Income

$143,116

Higher than 95% of U.S. ZIP codes
Median Rent

$1,671

Higher than 83% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4.8%

Higher than 61% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

37%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

22%

Climate & weather

Summer Avg High (°F)

86

Winter Avg Low (°F)

31.8

Avg Temperature (°F)

58.9

Hot Days/yr (>90°F)

30.7

Freezing Days/yr (<32°F)

58.5

Annual Precipitation (in)

46.9

Annual Snowfall (in)

12.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.07

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 20650: frequently asked questions

What is the typical home value in ZIP Code 20650?
The estimated median home value in ZIP Code 20650 today is $586,149, higher than 82% of U.S. ZIP codes.
How much is property tax in ZIP Code 20650?
The median annual property tax in ZIP Code 20650 is $3,749, an effective rate of 0.78% of home value.
Is ZIP Code 20650 expensive to live in?
Homes in ZIP Code 20650 cost about 3.37× the median household income, higher than 57% of U.S. ZIP codes.
What is the average rent in ZIP Code 20650?
The median gross rent in ZIP Code 20650 is $1,671 a month, higher than 83% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 20650?
Home prices in ZIP Code 20650 have moved 46% over the past five years (4.8% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 20650?
ZIP Code 20650 has a population of 16,094, about 262.05 people per square mile, per the U.S. Census American Community Survey. The median age is 38.6.
What is the weather like in ZIP Code 20650?
ZIP Code 20650 averages 58.9°F year-round, summer highs near 86°F, winter lows around 31.8°F (NOAA 1991–2020 normals). It sees about 12.5 inches of snow a year.
Is ZIP Code 20650 at risk of flooding or natural disasters?
ZIP Code 20650's FEMA National Risk Index score is 42.4 (lower than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.07 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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