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ZIP Code 20636

St. Mary's, Maryland

FIPS 20636

Juniper

ZIP Code 20636 is in the top 20% nationally for FEMA risk score. It also sits in the 87th percentile nationally for median home value. And it sits in the 79th percentile nationally for median rent.

Median Home Value

$474,000

Higher than 87% of U.S. ZIP codes

HPI Growth 5yr %

29%

Near the U.S. ZIP codes median

FEMA Risk Score

36

Lower than 80% of U.S. ZIP codes

The basics

Total Population

10,486

Median Age

39.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$474,000

Higher than 87%

Median Property Tax

$4,099

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.9

Near median

Median Rent

$1,365

Higher than 79%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

29%

Near median

Appreciation 1yr %

2.7%

Higher than 75%

Pandemic Gain %

32%

Recession Drop %

-23%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86

Winter Avg Low (°F)

31.8

Avg Temperature (°F)

58.9

Hot Days/yr (>90°F)

30.7

Freezing Days/yr (<32°F)

58.5

Annual Precipitation (in)

45.3

Annual Snowfall (in)

12.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

36

Lower than 80%

EAL Flood/Coastal per $1K

0.02

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 20636: frequently asked questions

What is the median home value in ZIP Code 20636?
The median home value in ZIP Code 20636 is $474,000, higher than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 20636?
The median annual property tax in ZIP Code 20636 is $4,099, an effective rate of 1% of home value.
Is ZIP Code 20636 expensive to live in?
Homes in ZIP Code 20636 cost about 2.9× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 20636?
The median gross rent in ZIP Code 20636 is $1,365 a month, higher than 79% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 20636?
Home prices in ZIP Code 20636 have moved 29% over the past five years (2.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 20636?
ZIP Code 20636 averages 58.9°F year-round, summer highs near 86°F, winter lows around 31.8°F (NOAA 1991–2020 normals). It sees about 12.5 inches of snow a year.
Is ZIP Code 20636 at risk of flooding or natural disasters?
ZIP Code 20636's FEMA National Risk Index score is 36 (lower than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.02 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →