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St. Mary's County, Maryland

FIPS 24037

Juniper

St. Mary's County is in the 98th percentile nationally for median income. It also sits in the highest 4% nationally for median rent. And it sits in the highest 7% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$486,169

Higher than 93% of U.S. counties
Home Price Growth, Past Five Years

43%

Lower than 78% of U.S. counties
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

42.6

Lower than 57% of U.S. counties

The boundary of St. Mary's County.

The basics

Total Population

115,126

Median Age

37.2

Population Density

321.08

Home values & property tax

Median Property Tax

$3,424

Property Tax Rateyearly tax as a share of home value

0.84%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.41×

Higher than 66% of U.S. counties
Median Income

$119,446

Higher than 98% of U.S. counties
Median Rent

$1,747

Higher than 96% of U.S. counties

Home prices & appreciation

Home Price Growth, Past Year

6.1%

Higher than 74% of U.S. counties
Pandemic Price Run-Up2019–20 low → 2022–23 peak

30%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

24%

Climate & weather

Summer Avg High (°F)

85.1

Winter Avg Low (°F)

30.1

Avg Temperature (°F)

57.6

Hot Days/yr (>90°F)

25.3

Freezing Days/yr (<32°F)

73

Annual Precipitation (in)

46.9

Annual Snowfall (in)

13.3

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.05

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

St. Mary's County: frequently asked questions

What is the typical home value in St. Mary's County?
The estimated median home value in St. Mary's County today is $486,169, higher than 93% of U.S. counties.
How much is property tax in St. Mary's County?
The median annual property tax in St. Mary's County is $3,424, an effective rate of 0.84% of home value.
Is St. Mary's County expensive to live in?
Homes in St. Mary's County cost about 3.41× the median household income, higher than 66% of U.S. counties.
What is the average rent in St. Mary's County?
The median gross rent in St. Mary's County is $1,747 a month, higher than 96% of U.S. counties.
How much have home prices grown in St. Mary's County?
Home prices in St. Mary's County have moved 43% over the past five years (6.1% in the past year), per the FHFA House Price Index.
How many people live in St. Mary's County?
St. Mary's County has a population of 115,126, about 321.08 people per square mile, per the U.S. Census American Community Survey. The median age is 37.2.
What is the weather like in St. Mary's County?
St. Mary's County averages 57.6°F year-round, summer highs near 85.1°F, winter lows around 30.1°F (NOAA 1991–2020 normals). It sees about 13.3 inches of snow a year.
Is St. Mary's County at risk of flooding or natural disasters?
St. Mary's County's FEMA National Risk Index score is 42.6 (lower than 57% of U.S. counties). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.05 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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