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ZIP Code 20653

St. Mary's, Maryland

FIPS 20653

Juniper

ZIP Code 20653 is in the top 8% nationally for FEMA risk score, but in the bottom 37% nationally for price-to-income ratio. It also sits in the top 9% nationally for appreciation 1yr %. And it sits in the 86th percentile nationally for median rent.

Median Home Value

$353,300

Higher than 76% of U.S. ZIP codes

HPI Growth 5yr %

43%

Higher than 65% of U.S. ZIP codes

FEMA Risk Score

17.7

Lower than 92% of U.S. ZIP codes

The basics

Total Population

26,852

Median Age

34.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$353,300

Higher than 76%

Median Property Tax

$3,052

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.43

Higher than 64%

Median Rent

$1,626

Higher than 86%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

43%

Higher than 65%

Appreciation 1yr %

8%

Higher than 91%

Pandemic Gain %

36%

Recession Drop %

-23%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.3

Winter Avg Low (°F)

31.3

Avg Temperature (°F)

58.3

Hot Days/yr (>90°F)

26.1

Freezing Days/yr (<32°F)

68.1

Annual Precipitation (in)

46.9

Annual Snowfall (in)

12.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

17.7

Lower than 92%

EAL Flood/Coastal per $1K

0.02

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 20653: frequently asked questions

What is the median home value in ZIP Code 20653?
The median home value in ZIP Code 20653 is $353,300, higher than 76% of U.S. ZIP codes.
How much is property tax in ZIP Code 20653?
The median annual property tax in ZIP Code 20653 is $3,052, an effective rate of 1% of home value.
Is ZIP Code 20653 expensive to live in?
Homes in ZIP Code 20653 cost about 3.43× the median household income, higher than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 20653?
The median gross rent in ZIP Code 20653 is $1,626 a month, higher than 86% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 20653?
Home prices in ZIP Code 20653 have moved 43% over the past five years (8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 20653?
ZIP Code 20653 averages 58.3°F year-round, summer highs near 85.3°F, winter lows around 31.3°F (NOAA 1991–2020 normals). It sees about 12.5 inches of snow a year.
Is ZIP Code 20653 at risk of flooding or natural disasters?
ZIP Code 20653's FEMA National Risk Index score is 17.7 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.02 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →