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ZIP Code 21028

Harford, Maryland

FIPS 21028

Juniper

ZIP Code 21028 is in the top 5% nationally for FEMA risk score, but in the bottom 30% nationally for price-to-income ratio. It also sits in the 94th percentile nationally for median rent. And it sits in the 89th percentile nationally for median home value.

Median Home Value

$512,400

Higher than 89% of U.S. ZIP codes

FEMA Risk Score

5.2

Lower than 95% of U.S. ZIP codes

The basics

Total Population

3,103

Median Age

44.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$512,400

Higher than 89%

Median Property Tax

$4,210

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.72

Higher than 70%

Median Rent

$2,080

Higher than 94%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

47%

Recession Drop %

-20%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.2

Winter Avg Low (°F)

27.3

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

36.5

Freezing Days/yr (<32°F)

106.1

Annual Precipitation (in)

47.6

Annual Snowfall (in)

28.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

5.2

Lower than 95%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21028: frequently asked questions

What is the median home value in ZIP Code 21028?
The median home value in ZIP Code 21028 is $512,400, higher than 89% of U.S. ZIP codes.
How much is property tax in ZIP Code 21028?
The median annual property tax in ZIP Code 21028 is $4,210, an effective rate of 1% of home value.
Is ZIP Code 21028 expensive to live in?
Homes in ZIP Code 21028 cost about 3.72× the median household income, higher than 70% of U.S. ZIP codes.
What is the average rent in ZIP Code 21028?
The median gross rent in ZIP Code 21028 is $2,080 a month, higher than 94% of U.S. ZIP codes.
What is the weather like in ZIP Code 21028?
ZIP Code 21028 averages 55.4°F year-round, summer highs near 85.2°F, winter lows around 27.3°F (NOAA 1991–2020 normals). It sees about 28.8 inches of snow a year.
Is ZIP Code 21028 at risk of flooding or natural disasters?
ZIP Code 21028's FEMA National Risk Index score is 5.2 (lower than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →