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ZIP Code 21028

Harford, Maryland

ZCTA 21028

Juniper

ZIP Code 21028 is in the lowest 3% statewide for FEMA risk score. It also sits in the highest 6% nationally for median income. And it sits in the highest 7% nationally for median rent.

Median Income

$137,586

Higher than 94% of U.S. ZIP codes
Home Price vs Incomeyears of income to buy a typical home

3.72×

Higher than 66% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

5.3

Lower than 97% of Maryland ZIP codes

The boundary of ZIP Code 21028, in Harford, Maryland.

The basics

Total Population

3,103

Median Age

44.6

Population Density

241.24

Home values & property tax

Median Property Tax

$4,210

Property Tax Rateyearly tax as a share of home value

0.82%

Cost of living & affordability

Median Rent

$2,080

Higher than 93% of U.S. ZIP codes

Home prices & appreciation

Pandemic Price Run-Up2019–20 low → 2022–23 peak

47%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

20%

Climate & weather

Summer Avg High (°F)

85.2

Winter Avg Low (°F)

27.3

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

36.5

Freezing Days/yr (<32°F)

106.1

Annual Precipitation (in)

47.6

Annual Snowfall (in)

28.8

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 21028: frequently asked questions

How much is property tax in ZIP Code 21028?
The median annual property tax in ZIP Code 21028 is $4,210, an effective rate of 0.82% of home value.
Is ZIP Code 21028 expensive to live in?
Homes in ZIP Code 21028 cost about 3.72× the median household income, higher than 66% of U.S. ZIP codes.
What is the average rent in ZIP Code 21028?
The median gross rent in ZIP Code 21028 is $2,080 a month, higher than 93% of U.S. ZIP codes.
How many people live in ZIP Code 21028?
ZIP Code 21028 has a population of 3,103, about 241.24 people per square mile, per the U.S. Census American Community Survey. The median age is 44.6.
What is the weather like in ZIP Code 21028?
ZIP Code 21028 averages 55.4°F year-round, summer highs near 85.2°F, winter lows around 27.3°F (NOAA 1991–2020 normals). It sees about 28.8 inches of snow a year.
Is ZIP Code 21028 at risk of flooding or natural disasters?
ZIP Code 21028's FEMA National Risk Index score is 5.3 (lower than 97% of Maryland ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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