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ZIP Code 21034

Harford, Maryland

ZCTA 21034

Juniper

ZIP Code 21034 is in the lowest 2% nationally for FEMA risk score. It also sits in the highest 15% nationally for home price against income. And it sits in the lowest 19% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$480,192

Higher than 72% of U.S. ZIP codes
Home Price Growth, Past Five Years

40%

Lower than 81% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

11.6

Lower than 98% of U.S. ZIP codes

The boundary of ZIP Code 21034, in Harford, Maryland.

The basics

Total Population

2,846

Median Age

45.1

Population Density

106.72

Home values & property tax

Median Property Tax

$2,735

Property Tax Rateyearly tax as a share of home value

0.68%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.14×

Higher than 85% of U.S. ZIP codes
Median Income

$78,047

Higher than 59% of U.S. ZIP codes
Median Rent

$1,151

Higher than 61% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

2.5%

Lower than 59% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

32%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

21%

Climate & weather

Summer Avg High (°F)

85.2

Winter Avg Low (°F)

27.3

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

36.5

Freezing Days/yr (<32°F)

106.1

Annual Precipitation (in)

48.3

Annual Snowfall (in)

18.1

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 21034: frequently asked questions

What is the typical home value in ZIP Code 21034?
The estimated median home value in ZIP Code 21034 today is $480,192, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 21034?
The median annual property tax in ZIP Code 21034 is $2,735, an effective rate of 0.68% of home value.
Is ZIP Code 21034 expensive to live in?
Homes in ZIP Code 21034 cost about 5.14× the median household income, higher than 85% of U.S. ZIP codes.
What is the average rent in ZIP Code 21034?
The median gross rent in ZIP Code 21034 is $1,151 a month, higher than 61% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21034?
Home prices in ZIP Code 21034 have moved 40% over the past five years (2.5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 21034?
ZIP Code 21034 has a population of 2,846, about 106.72 people per square mile, per the U.S. Census American Community Survey. The median age is 45.1.
What is the weather like in ZIP Code 21034?
ZIP Code 21034 averages 55.4°F year-round, summer highs near 85.2°F, winter lows around 27.3°F (NOAA 1991–2020 normals). It sees about 18.1 inches of snow a year.
Is ZIP Code 21034 at risk of flooding or natural disasters?
ZIP Code 21034's FEMA National Risk Index score is 11.6 (lower than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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