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ZIP Code 21045

Howard, Maryland

FIPS 21045

Juniper

ZIP Code 21045 is in the top 9% nationally for FEMA risk score, but in the bottom 28% nationally for price-to-income ratio. It also sits in the 89th percentile nationally for median rent. And it sits in the 85th percentile nationally for median home value.

Median Home Value

$453,700

Higher than 85% of U.S. ZIP codes

HPI Growth 5yr %

40%

Higher than 62% of U.S. ZIP codes

FEMA Risk Score

19.1

Lower than 91% of U.S. ZIP codes

The basics

Total Population

40,034

Median Age

39.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$453,700

Higher than 85%

Median Property Tax

$5,700

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.83

Higher than 72%

Median Rent

$1,777

Higher than 89%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

40%

Higher than 62%

Appreciation 1yr %

1.1%

Higher than 69%

Pandemic Gain %

37%

Recession Drop %

-20%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.6

Winter Avg Low (°F)

27.3

Avg Temperature (°F)

56.2

Hot Days/yr (>90°F)

33.9

Freezing Days/yr (<32°F)

93.2

Annual Precipitation (in)

49.2

Annual Snowfall (in)

28.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

19.1

Lower than 91%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21045: frequently asked questions

What is the median home value in ZIP Code 21045?
The median home value in ZIP Code 21045 is $453,700, higher than 85% of U.S. ZIP codes.
How much is property tax in ZIP Code 21045?
The median annual property tax in ZIP Code 21045 is $5,700, an effective rate of 1% of home value.
Is ZIP Code 21045 expensive to live in?
Homes in ZIP Code 21045 cost about 3.83× the median household income, higher than 72% of U.S. ZIP codes.
What is the average rent in ZIP Code 21045?
The median gross rent in ZIP Code 21045 is $1,777 a month, higher than 89% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21045?
Home prices in ZIP Code 21045 have moved 40% over the past five years (1.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 21045?
ZIP Code 21045 averages 56.2°F year-round, summer highs near 86.6°F, winter lows around 27.3°F (NOAA 1991–2020 normals). It sees about 28.5 inches of snow a year.
Is ZIP Code 21045 at risk of flooding or natural disasters?
ZIP Code 21045's FEMA National Risk Index score is 19.1 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →