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ZIP Code 21046

Howard, Maryland

ZCTA 21046

Juniper

ZIP Code 21046 is in the lowest 5% nationally for FEMA risk score. It also sits in the highest 6% nationally for median rent. And it sits in the highest 7% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$579,013

Higher than 82% of U.S. ZIP codes
Home Price Growth, Past Five Years

47%

Lower than 66% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

18.5

Lower than 95% of U.S. ZIP codes

The boundary of ZIP Code 21046, in Howard, Maryland.

The basics

Total Population

15,608

Median Age

37.3

Population Density

1,998.55

Home values & property tax

Median Property Tax

$5,704

Property Tax Rateyearly tax as a share of home value

1.2%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.75×

Higher than 67% of U.S. ZIP codes
Median Income

$127,813

Higher than 93% of U.S. ZIP codes
Median Rent

$2,131

Higher than 94% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

9.6%

Higher than 86% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

33%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

20%

Climate & weather

Summer Avg High (°F)

86.6

Winter Avg Low (°F)

28.5

Avg Temperature (°F)

57.1

Hot Days/yr (>90°F)

36.4

Freezing Days/yr (<32°F)

85.8

Annual Precipitation (in)

46.5

Annual Snowfall (in)

28.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 21046: frequently asked questions

What is the typical home value in ZIP Code 21046?
The estimated median home value in ZIP Code 21046 today is $579,013, higher than 82% of U.S. ZIP codes.
How much is property tax in ZIP Code 21046?
The median annual property tax in ZIP Code 21046 is $5,704, an effective rate of 1.2% of home value.
Is ZIP Code 21046 expensive to live in?
Homes in ZIP Code 21046 cost about 3.75× the median household income, higher than 67% of U.S. ZIP codes.
What is the average rent in ZIP Code 21046?
The median gross rent in ZIP Code 21046 is $2,131 a month, higher than 94% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21046?
Home prices in ZIP Code 21046 have moved 47% over the past five years (9.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 21046?
ZIP Code 21046 has a population of 15,608, about 1,998.55 people per square mile, per the U.S. Census American Community Survey. The median age is 37.3.
What is the weather like in ZIP Code 21046?
ZIP Code 21046 averages 57.1°F year-round, summer highs near 86.6°F, winter lows around 28.5°F (NOAA 1991–2020 normals). It sees about 28.5 inches of snow a year.
Is ZIP Code 21046 at risk of flooding or natural disasters?
ZIP Code 21046's FEMA National Risk Index score is 18.5 (lower than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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