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ZIP Code 21046

Howard, Maryland

FIPS 21046

Juniper

ZIP Code 21046 is in the top 6% nationally for appreciation 1yr %, but in the bottom 30% nationally for price-to-income ratio. It also sits in the 95th percentile nationally for median rent. And it sits in the top 10% nationally for FEMA risk score.

Median Home Value

$479,500

Higher than 87% of U.S. ZIP codes

HPI Growth 5yr %

47%

Higher than 69% of U.S. ZIP codes

FEMA Risk Score

21.6

Lower than 90% of U.S. ZIP codes

The basics

Total Population

15,608

Median Age

37.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$479,500

Higher than 87%

Median Property Tax

$5,704

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.75

Higher than 70%

Median Rent

$2,131

Higher than 95%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

47%

Higher than 69%

Appreciation 1yr %

9.6%

Higher than 94%

Pandemic Gain %

33%

Recession Drop %

-20%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.6

Winter Avg Low (°F)

28.5

Avg Temperature (°F)

57.1

Hot Days/yr (>90°F)

36.4

Freezing Days/yr (<32°F)

85.8

Annual Precipitation (in)

46.5

Annual Snowfall (in)

28.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

21.6

Lower than 90%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21046: frequently asked questions

What is the median home value in ZIP Code 21046?
The median home value in ZIP Code 21046 is $479,500, higher than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 21046?
The median annual property tax in ZIP Code 21046 is $5,704, an effective rate of 1% of home value.
Is ZIP Code 21046 expensive to live in?
Homes in ZIP Code 21046 cost about 3.75× the median household income, higher than 70% of U.S. ZIP codes.
What is the average rent in ZIP Code 21046?
The median gross rent in ZIP Code 21046 is $2,131 a month, higher than 95% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21046?
Home prices in ZIP Code 21046 have moved 47% over the past five years (9.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 21046?
ZIP Code 21046 averages 57.1°F year-round, summer highs near 86.6°F, winter lows around 28.5°F (NOAA 1991–2020 normals). It sees about 28.5 inches of snow a year.
Is ZIP Code 21046 at risk of flooding or natural disasters?
ZIP Code 21046's FEMA National Risk Index score is 21.6 (lower than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →