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ZIP Code 21738

Howard, Maryland

ZCTA 21738

Juniper

ZIP Code 21738 is in the lowest 18% nationally for FEMA risk score. It also sits in the highest 1% nationally for median income. And it sits in the highest 3% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$1,032,890

Higher than 97% of U.S. ZIP codes
Home Price Growth, Past Five Years

39%

Lower than 83% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

36.5

Lower than 82% of U.S. ZIP codes

The boundary of ZIP Code 21738, in Howard, Maryland.

The basics

Total Population

3,696

Median Age

41.2

Population Density

529.53

Home values & property tax

Median Property Tax

$8,830

Property Tax Rateyearly tax as a share of home value

0.97%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

—

One of the two figures behind this — the typical home value or household income — was not published for this area.

Median Income

$250,001

Higher than 99% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-1.6%

Lower than 84% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

32%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

23%

Climate & weather

Summer Avg High (°F)

82.4

Winter Avg Low (°F)

26.7

Avg Temperature (°F)

54

Hot Days/yr (>90°F)

13.1

Freezing Days/yr (<32°F)

98.3

Annual Precipitation (in)

47.9

Annual Snowfall (in)

28.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 21738: frequently asked questions

What is the typical home value in ZIP Code 21738?
The estimated median home value in ZIP Code 21738 today is $1,032,890, higher than 97% of U.S. ZIP codes.
How much is property tax in ZIP Code 21738?
The median annual property tax in ZIP Code 21738 is $8,830, an effective rate of 0.97% of home value.
How much have home prices grown in ZIP Code 21738?
Home prices in ZIP Code 21738 have moved 39% over the past five years (-1.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 21738?
ZIP Code 21738 has a population of 3,696, about 529.53 people per square mile, per the U.S. Census American Community Survey. The median age is 41.2.
What is the weather like in ZIP Code 21738?
ZIP Code 21738 averages 54°F year-round, summer highs near 82.4°F, winter lows around 26.7°F (NOAA 1991–2020 normals). It sees about 28.5 inches of snow a year.
Is ZIP Code 21738 at risk of flooding or natural disasters?
ZIP Code 21738's FEMA National Risk Index score is 36.5 (lower than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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