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ZIP Code 21797

Howard, Maryland

ZCTA 21797

Juniper

ZIP Code 21797 is in the lowest 11% nationally for FEMA risk score. It also sits in the highest 1% nationally for median income. And it sits in the highest 7% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$851,331

Higher than 93% of U.S. ZIP codes
Home Price Growth, Past Five Years

41%

Lower than 79% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

27.8

Lower than 89% of U.S. ZIP codes

The boundary of ZIP Code 21797, in Howard, Maryland.

The basics

Total Population

8,643

Median Age

45.3

Population Density

197.85

Home values & property tax

Median Property Tax

$6,484

Property Tax Rateyearly tax as a share of home value

0.88%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.89×

Higher than 70% of U.S. ZIP codes
Median Income

$189,241

Higher than 99% of U.S. ZIP codes
Median Rent

$1,535

Higher than 79% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-1.9%

Lower than 85% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

38%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

23%

Climate & weather

Summer Avg High (°F)

82.4

Winter Avg Low (°F)

26.7

Avg Temperature (°F)

54

Hot Days/yr (>90°F)

13.1

Freezing Days/yr (<32°F)

98.3

Annual Precipitation (in)

47.9

Annual Snowfall (in)

31.4

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 21797: frequently asked questions

What is the typical home value in ZIP Code 21797?
The estimated median home value in ZIP Code 21797 today is $851,331, higher than 93% of U.S. ZIP codes.
How much is property tax in ZIP Code 21797?
The median annual property tax in ZIP Code 21797 is $6,484, an effective rate of 0.88% of home value.
Is ZIP Code 21797 expensive to live in?
Homes in ZIP Code 21797 cost about 3.89× the median household income, higher than 70% of U.S. ZIP codes.
What is the average rent in ZIP Code 21797?
The median gross rent in ZIP Code 21797 is $1,535 a month, higher than 79% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21797?
Home prices in ZIP Code 21797 have moved 41% over the past five years (-1.9% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 21797?
ZIP Code 21797 has a population of 8,643, about 197.85 people per square mile, per the U.S. Census American Community Survey. The median age is 45.3.
What is the weather like in ZIP Code 21797?
ZIP Code 21797 averages 54°F year-round, summer highs near 82.4°F, winter lows around 26.7°F (NOAA 1991–2020 normals). It sees about 31.4 inches of snow a year.
Is ZIP Code 21797 at risk of flooding or natural disasters?
ZIP Code 21797's FEMA National Risk Index score is 27.8 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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