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ZIP Code 21104

Howard, Maryland

ZCTA 21104

Juniper

ZIP Code 21104 is in the lowest 2% nationally for FEMA risk score. It also sits in the highest 1% nationally for median income. And it sits in the highest 8% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$819,399

Higher than 92% of U.S. ZIP codes
Home Price Growth, Past Five Years

48%

Lower than 63% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

11.5

Lower than 98% of U.S. ZIP codes

The boundary of ZIP Code 21104, in Howard, Maryland.

The basics

Total Population

6,052

Median Age

43.1

Population Density

354.92

Home values & property tax

Median Property Tax

$7,005

Property Tax Rateyearly tax as a share of home value

1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.55×

Higher than 62% of U.S. ZIP codes
Median Income

$191,804

Higher than 99% of U.S. ZIP codes
Median Rent

$1,384

Higher than 73% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

12%

Higher than 92% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

41%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

22%

Climate & weather

Summer Avg High (°F)

84.1

Winter Avg Low (°F)

28.8

Avg Temperature (°F)

56.1

Hot Days/yr (>90°F)

18.4

Freezing Days/yr (<32°F)

92.1

Annual Precipitation (in)

47.6

Annual Snowfall (in)

28.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 21104: frequently asked questions

What is the typical home value in ZIP Code 21104?
The estimated median home value in ZIP Code 21104 today is $819,399, higher than 92% of U.S. ZIP codes.
How much is property tax in ZIP Code 21104?
The median annual property tax in ZIP Code 21104 is $7,005, an effective rate of 1% of home value.
Is ZIP Code 21104 expensive to live in?
Homes in ZIP Code 21104 cost about 3.55× the median household income, higher than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 21104?
The median gross rent in ZIP Code 21104 is $1,384 a month, higher than 73% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21104?
Home prices in ZIP Code 21104 have moved 48% over the past five years (12% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 21104?
ZIP Code 21104 has a population of 6,052, about 354.92 people per square mile, per the U.S. Census American Community Survey. The median age is 43.1.
What is the weather like in ZIP Code 21104?
ZIP Code 21104 averages 56.1°F year-round, summer highs near 84.1°F, winter lows around 28.8°F (NOAA 1991–2020 normals). It sees about 28.5 inches of snow a year.
Is ZIP Code 21104 at risk of flooding or natural disasters?
ZIP Code 21104's FEMA National Risk Index score is 11.5 (lower than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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