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ZIP Code 21132

Harford, Maryland

ZCTA 21132

Juniper

ZIP Code 21132 is in the lowest 30% nationally for FEMA risk score. It also sits in the highest 7% nationally for median income. And it sits in the highest 19% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$565,785

Higher than 81% of U.S. ZIP codes
Home Price Growth, Past Five Years

43%

Lower than 74% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

48.5

Lower than 70% of U.S. ZIP codes

The boundary of ZIP Code 21132, in Harford, Maryland.

The basics

Total Population

3,160

Median Age

41

Population Density

141.32

Home values & property tax

Median Property Tax

$4,007

Property Tax Rateyearly tax as a share of home value

0.83%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.67×

Higher than 65% of U.S. ZIP codes
Median Income

$132,288

Higher than 93% of U.S. ZIP codes

Home prices & appreciation

Pandemic Price Run-Up2019–20 low → 2022–23 peak

39%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

23%

Climate & weather

Summer Avg High (°F)

85.2

Winter Avg Low (°F)

27.3

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

36.5

Freezing Days/yr (<32°F)

106.1

Annual Precipitation (in)

47.9

Annual Snowfall (in)

28.8

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 21132: frequently asked questions

What is the typical home value in ZIP Code 21132?
The estimated median home value in ZIP Code 21132 today is $565,785, higher than 81% of U.S. ZIP codes.
How much is property tax in ZIP Code 21132?
The median annual property tax in ZIP Code 21132 is $4,007, an effective rate of 0.83% of home value.
Is ZIP Code 21132 expensive to live in?
Homes in ZIP Code 21132 cost about 3.67× the median household income, higher than 65% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21132?
Home prices in ZIP Code 21132 have moved 43% over the past five years, per the FHFA House Price Index.
How many people live in ZIP Code 21132?
ZIP Code 21132 has a population of 3,160, about 141.32 people per square mile, per the U.S. Census American Community Survey. The median age is 41.
What is the weather like in ZIP Code 21132?
ZIP Code 21132 averages 55.4°F year-round, summer highs near 85.2°F, winter lows around 27.3°F (NOAA 1991–2020 normals). It sees about 28.8 inches of snow a year.
Is ZIP Code 21132 at risk of flooding or natural disasters?
ZIP Code 21132's FEMA National Risk Index score is 48.5 (lower than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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