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ZIP Code 21132

Harford, Maryland

FIPS 21132

Juniper

ZIP Code 21132 is in the top 34% nationally for FEMA risk score, but in the bottom 31% nationally for price-to-income ratio. It also sits in the 88th percentile nationally for median home value. And it sits in the top 35% nationally for HPI growth 5yr %.

Median Home Value

$485,600

Higher than 88% of U.S. ZIP codes

HPI Growth 5yr %

43%

Higher than 65% of U.S. ZIP codes

FEMA Risk Score

51.5

Lower than 66% of U.S. ZIP codes

The basics

Total Population

3,160

Median Age

41

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$485,600

Higher than 88%

Median Property Tax

$4,007

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.67

Higher than 69%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

43%

Higher than 65%

Pandemic Gain %

39%

Recession Drop %

-23%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.2

Winter Avg Low (°F)

27.3

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

36.5

Freezing Days/yr (<32°F)

106.1

Annual Precipitation (in)

47.9

Annual Snowfall (in)

28.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

51.5

Lower than 66%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21132: frequently asked questions

What is the median home value in ZIP Code 21132?
The median home value in ZIP Code 21132 is $485,600, higher than 88% of U.S. ZIP codes.
How much is property tax in ZIP Code 21132?
The median annual property tax in ZIP Code 21132 is $4,007, an effective rate of 1% of home value.
Is ZIP Code 21132 expensive to live in?
Homes in ZIP Code 21132 cost about 3.67× the median household income, higher than 69% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21132?
Home prices in ZIP Code 21132 have moved 43% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 21132?
ZIP Code 21132 averages 55.4°F year-round, summer highs near 85.2°F, winter lows around 27.3°F (NOAA 1991–2020 normals). It sees about 28.8 inches of snow a year.
Is ZIP Code 21132 at risk of flooding or natural disasters?
ZIP Code 21132's FEMA National Risk Index score is 51.5 (lower than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →