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ZIP Code 21703

Frederick, Maryland

FIPS 21703

Juniper

ZIP Code 21703 is in the top 11% nationally for FEMA risk score, but in the bottom 32% nationally for price-to-income ratio. It also sits in the 93th percentile nationally for median rent. And it sits in the 80th percentile nationally for median home value.

Median Home Value

$384,600

Higher than 80% of U.S. ZIP codes

HPI Growth 5yr %

47%

Higher than 70% of U.S. ZIP codes

FEMA Risk Score

22.6

Lower than 89% of U.S. ZIP codes

The basics

Total Population

41,960

Median Age

34.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$384,600

Higher than 80%

Median Property Tax

$3,821

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.62

Higher than 68%

Median Rent

$1,991

Higher than 93%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

47%

Higher than 70%

Appreciation 1yr %

2.5%

Higher than 74%

Pandemic Gain %

42%

Recession Drop %

-35%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.8

Winter Avg Low (°F)

28.6

Avg Temperature (°F)

57

Hot Days/yr (>90°F)

36.5

Freezing Days/yr (<32°F)

83.6

Annual Precipitation (in)

43.5

Annual Snowfall (in)

31.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

22.6

Lower than 89%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21703: frequently asked questions

What is the median home value in ZIP Code 21703?
The median home value in ZIP Code 21703 is $384,600, higher than 80% of U.S. ZIP codes.
How much is property tax in ZIP Code 21703?
The median annual property tax in ZIP Code 21703 is $3,821, an effective rate of 1% of home value.
Is ZIP Code 21703 expensive to live in?
Homes in ZIP Code 21703 cost about 3.62× the median household income, higher than 68% of U.S. ZIP codes.
What is the average rent in ZIP Code 21703?
The median gross rent in ZIP Code 21703 is $1,991 a month, higher than 93% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21703?
Home prices in ZIP Code 21703 have moved 47% over the past five years (2.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 21703?
ZIP Code 21703 averages 57°F year-round, summer highs near 86.8°F, winter lows around 28.6°F (NOAA 1991–2020 normals). It sees about 31.4 inches of snow a year.
Is ZIP Code 21703 at risk of flooding or natural disasters?
ZIP Code 21703's FEMA National Risk Index score is 22.6 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →