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ZIP Code 21703

Frederick, Maryland

ZCTA 21703

Juniper

ZIP Code 21703 is in the lowest 6% nationally for FEMA risk score. It also sits in the highest 9% nationally for median rent. And it sits in the highest 15% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$443,110

Higher than 67% of U.S. ZIP codes
Home Price Growth, Past Five Years

47%

Lower than 64% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

20.9

Lower than 94% of U.S. ZIP codes

The boundary of ZIP Code 21703, in Frederick, Maryland.

The basics

Total Population

41,960

Median Age

34.6

Population Density

1,310

Home values & property tax

Median Property Tax

$3,821

Property Tax Rateyearly tax as a share of home value

0.99%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.62×

Higher than 64% of U.S. ZIP codes
Median Income

$106,334

Higher than 85% of U.S. ZIP codes
Median Rent

$1,991

Higher than 91% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

2.5%

Lower than 59% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

42%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

35%

Climate & weather

Summer Avg High (°F)

86.8

Winter Avg Low (°F)

28.6

Avg Temperature (°F)

57

Hot Days/yr (>90°F)

36.5

Freezing Days/yr (<32°F)

83.6

Annual Precipitation (in)

43.5

Annual Snowfall (in)

31.4

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

20.9

Lower than 94% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 21703: frequently asked questions

What is the typical home value in ZIP Code 21703?
The estimated median home value in ZIP Code 21703 today is $443,110, higher than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 21703?
The median annual property tax in ZIP Code 21703 is $3,821, an effective rate of 0.99% of home value.
Is ZIP Code 21703 expensive to live in?
Homes in ZIP Code 21703 cost about 3.62× the median household income, higher than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 21703?
The median gross rent in ZIP Code 21703 is $1,991 a month, higher than 91% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21703?
Home prices in ZIP Code 21703 have moved 47% over the past five years (2.5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 21703?
ZIP Code 21703 has a population of 41,960, about 1,310 people per square mile, per the U.S. Census American Community Survey. The median age is 34.6.
What is the weather like in ZIP Code 21703?
ZIP Code 21703 averages 57°F year-round, summer highs near 86.8°F, winter lows around 28.6°F (NOAA 1991–2020 normals). It sees about 31.4 inches of snow a year.
Is ZIP Code 21703 at risk of flooding or natural disasters?
ZIP Code 21703's FEMA National Risk Index score is 20.9 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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