The basics
Total Population
11,654
Median Age
44.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$379,200
Median Property Tax
$3,526
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.84
Median Rent
$959
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
38%
Appreciation 1yr %
-0.9%
Pandemic Gain %
32%
Recession Drop %
-30%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
81.6
Winter Avg Low (°F)
25.3
Avg Temperature (°F)
53.4
Hot Days/yr (>90°F)
6.5
Freezing Days/yr (<32°F)
105.9
Annual Precipitation (in)
48.6
Annual Snowfall (in)
27.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
29.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21788: frequently asked questions
- What is the median home value in ZIP Code 21788?
- The median home value in ZIP Code 21788 is $379,200, higher than 79% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21788?
- The median annual property tax in ZIP Code 21788 is $3,526, an effective rate of 1% of home value.
- Is ZIP Code 21788 expensive to live in?
- Homes in ZIP Code 21788 cost about 3.84× the median household income, higher than 72% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21788?
- The median gross rent in ZIP Code 21788 is $959 a month, higher than 57% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21788?
- Home prices in ZIP Code 21788 have moved 38% over the past five years (-0.9% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 21788?
- ZIP Code 21788 averages 53.4°F year-round, summer highs near 81.6°F, winter lows around 25.3°F (NOAA 1991–2020 normals). It sees about 27.5 inches of snow a year.
- Is ZIP Code 21788 at risk of flooding or natural disasters?
- ZIP Code 21788's FEMA National Risk Index score is 29.4 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →