The basics
Total Population
20,006
Median Age
38.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$612,000
Median Property Tax
$6,295
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.8
Median Rent
$2,536
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
43%
Appreciation 1yr %
2.6%
Pandemic Gain %
50%
Recession Drop %
-31%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
86.8
Winter Avg Low (°F)
28.6
Avg Temperature (°F)
57
Hot Days/yr (>90°F)
36.5
Freezing Days/yr (<32°F)
83.6
Annual Precipitation (in)
46.9
Annual Snowfall (in)
31.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
10.3
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21704: frequently asked questions
- What is the median home value in ZIP Code 21704?
- The median home value in ZIP Code 21704 is $612,000, higher than 92% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21704?
- The median annual property tax in ZIP Code 21704 is $6,295, an effective rate of 1% of home value.
- Is ZIP Code 21704 expensive to live in?
- Homes in ZIP Code 21704 cost about 3.8× the median household income, higher than 71% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21704?
- The median gross rent in ZIP Code 21704 is $2,536 a month, higher than 98% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21704?
- Home prices in ZIP Code 21704 have moved 43% over the past five years (2.6% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 21704?
- ZIP Code 21704 averages 57°F year-round, summer highs near 86.8°F, winter lows around 28.6°F (NOAA 1991–2020 normals). It sees about 31.4 inches of snow a year.
- Is ZIP Code 21704 at risk of flooding or natural disasters?
- ZIP Code 21704's FEMA National Risk Index score is 10.3 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →