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ZIP Code 21754

Frederick, Maryland

ZCTA 21754

Juniper

ZIP Code 21754 is in the lowest 2% nationally for FEMA risk score. It also sits in the highest 2% nationally for median income. And it sits in the highest 10% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$744,198

Higher than 90% of U.S. ZIP codes
Home Price Growth, Past Five Years

48%

Lower than 63% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

12.6

Lower than 98% of U.S. ZIP codes

The boundary of ZIP Code 21754, in Frederick, Maryland.

The basics

Total Population

8,156

Median Age

41.2

Population Density

373.58

Home values & property tax

Median Property Tax

$5,634

Property Tax Rateyearly tax as a share of home value

0.87%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.55×

Higher than 62% of U.S. ZIP codes
Median Income

$182,188

Higher than 98% of U.S. ZIP codes
Median Rent

$1,745

Higher than 85% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

1.7%

Lower than 65% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

35%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

28%

Climate & weather

Summer Avg High (°F)

82.4

Winter Avg Low (°F)

26.7

Avg Temperature (°F)

54

Hot Days/yr (>90°F)

13.1

Freezing Days/yr (<32°F)

98.3

Annual Precipitation (in)

46.9

Annual Snowfall (in)

31.4

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

12.6

Lower than 98% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 21754: frequently asked questions

What is the typical home value in ZIP Code 21754?
The estimated median home value in ZIP Code 21754 today is $744,198, higher than 90% of U.S. ZIP codes.
How much is property tax in ZIP Code 21754?
The median annual property tax in ZIP Code 21754 is $5,634, an effective rate of 0.87% of home value.
Is ZIP Code 21754 expensive to live in?
Homes in ZIP Code 21754 cost about 3.55× the median household income, higher than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 21754?
The median gross rent in ZIP Code 21754 is $1,745 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21754?
Home prices in ZIP Code 21754 have moved 48% over the past five years (1.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 21754?
ZIP Code 21754 has a population of 8,156, about 373.58 people per square mile, per the U.S. Census American Community Survey. The median age is 41.2.
What is the weather like in ZIP Code 21754?
ZIP Code 21754 averages 54°F year-round, summer highs near 82.4°F, winter lows around 26.7°F (NOAA 1991–2020 normals). It sees about 31.4 inches of snow a year.
Is ZIP Code 21754 at risk of flooding or natural disasters?
ZIP Code 21754's FEMA National Risk Index score is 12.6 (lower than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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